San Diego County property record for 3541 Calle Palmito, Carlsbad, CA 92009
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 4,817 sqft · built 2004 |
| Lot Size | 0.404 acres (17,588 sqft) |
| Owner | Trust Name on File |
| Last Sale | $1,500,000 (Apr 2007) |
| Tax Bill | $22,989 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 223-680-22-00 |
| Primary APN | 223-680-22-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 4,817 sqft Living Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Lot Area | 17,588 sqft (0.404 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 3541 CALLE PALMITO |
|---|---|
| City | CARLSBAD |
| State | CA |
| Zip | 92009-8959 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-C |
| Legal Description | LOT 40 TR 014617 |
| Legal Subdivision | LA COSTA OAKS NOR |
| Legal Tract | 014617 |
| Legal Block | 4 |
| Legal Lot Number | 40 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 17109 |
3541 Calle Palmito is owner-occupied and held in a trust since January 2013.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 3541 CALLE PALMITO, CARLSBAD, CA 92009-8959 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 25, 2007 · Amount on File |
| Deed Sale | Apr 25, 2007 · Amount on File |
| Prior Sale | Nov 30, 2004 · Amount on File |
| Deed Document Number | 2007281061 |
| Last Transfer Date | Jan 3, 2013 |
| Transfer Doc | 0000088246 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3541 CALLE PALMITO, CARLSBAD, CA 92009-8959 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2022 |
| Title Company | ORANGE COAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 3541 CALLE PALMITO, CARLSBAD, CA 92009-8959 |
| Document Number | 0000523357 |
|---|---|
| Date | Sep 9, 2020 |
| Instrument | 2020-0523357 |
| Name | OWNING CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | ORANGE, CA 92868 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 1, 2035 |
The 2025 property tax bill for 3541 Calle Palmito was $22,989 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Carlsbad City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,049,742 (+2%) Land $888,221 Building $1,161,521 | |
| 2025 | $22,989.00 Homeowner's exemption | $2,009,552 Land $870,805 Building $1,138,747 |
| 2023 | $21,624.00 (+2.1%) Homeowner's exemption | $1,931,521 Land $836,992 Building $1,094,529 |
| 2022 | $21,180.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3541 Calle Palmito in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3541 Calle Palmito is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 73% of California |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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