3546 5 Oaks Ct, Arnold, MO 63010 Property Records

Jefferson County property record for 3546 5 Oaks Ct, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,014 sqft · built 1994
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$173,900 (Jun 2019)
Tax Bill	$2,049 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-1.0-01.0-2-001-021.67`

Property Details

APN / Parcel Number

Primary APN	`08-1.0-01.0-2-001-021.67`

Interior

Full Baths	3 Baths
Building Area	1,014 sqft Living Area
Gross Area	1,534 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Split Level
Construction Type	Frame
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	520 sqft
Porch	Stoop
Porch Area	35 sqft
Patio Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3546 5 OAKS CT
City	ARNOLD
State	MO
Zip	63010-3890
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R07
Legal Description	FIVE OAKS LOT 67
Legal Range	5E
Legal Township	42N
Legal Section	01
Legal Subdivision	FIVE OAKS
Legal Block	1
Legal Lot Number	67
Jurisdiction	JEFFERSON MO
Township / Civil Division	WINDSOR
Census Block Group	1
Census Block	1006
Census Tract	700116

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3546 5 OAKS CT, ARNOLD, MO 63010-3890
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2020	Deed of Trust, Mortgage PEOPLES NAT'L BK
Jun 17, 2019	Warranty Deed, Transfer PEOPLES NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2019 · Amount on Record
Deed Sale	Jun 17, 2019 · Amount on Record
Prior Sale	Apr 5, 2016 · Amount on Record
Deed Document Number	201917227
Prior Transfer Date	Sep 14, 2010
Prior Transfer Doc	0000032013
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3546 5 OAKS CT, ARNOLD, MO 63010-3890
Document Number	0000021175
Instrument Date	Jun 10, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3546 5 OAKS CT ARNOLD MO 630103890, ARNOLD, MO 63010-3890

Mortgage

Document Number	0000021175
Date	Jun 17, 2020
Instrument	21175

Lender

Name	PEOPLES NAT'L BK
Type	Bank
Address	MOUNT VERNON, IL 62864

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jun 16, 2040

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jun 17, 2019
Property Address	3546 5 OAKS CT, ARNOLD, MO 63010-3890
Document Number	0000017227
Instrument Date	Jun 13, 2019
Instrument	17227
Transaction Type	Transfer
Record Updated	Jul 8, 2019
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3546 5 OAKS CT ARNOLD MO 630103890, ARNOLD, MO 63010-3890

Mortgage

Document Number	17228
Date	Jun 17, 2019
Instrument	17228

Lender

Name	PEOPLES NAT'L BK
Type	Bank
Address	MOUNT VERNON, IL 62864

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 16, 2049

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$31,300 (-) Land $4,800 Building $26,500	$165,000 (-) Land $25,300 Building $139,700
2025	$2,049.00 (+0.29%)	$31,300 (+8.68%) Land $4,800 Building $26,500
2024			$165,000 (+8.98%) Land $25,300 Building $139,700
2023	$2,043.00	$28,800 Land $4,800 Building $24,000	$151,400 Land $25,300 Building $126,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO CONS PWSD C 1 serves 37,000 people · EPA ID MO6024295
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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