3522 5 Oaks Ct, Arnold, MO 63010 Property Records

Jefferson County property record for 3522 5 Oaks Ct, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 988 sqft · built 1995
Lot Size	0.13 acres (5,663 sqft)
Owner	Trust Name on Record
Last Sale	$174,100 (Oct 2018)
Tax Bill	$2,080 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Oct 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-1.0-01.0-2-001-021.72`

Property Details

APN / Parcel Number

Primary APN	`08-1.0-01.0-2-001-021.72`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	988 sqft Living Area
Gross Area	1,508 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Split Level
Construction Type	Frame
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	110 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	520 sqft
Porch	Stoop
Porch Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3522 5 OAKS CT
City	ARNOLD
State	MO
Zip	63010-3890
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R07
Legal Description	FIVE OAKS LOT 72
Legal Range	5E
Legal Township	42N
Legal Section	01
Legal Subdivision	FIVE OAKS
Legal Block	1
Legal Lot Number	72
Jurisdiction	JEFFERSON MO
Township / Civil Division	WINDSOR
Census Block Group	1
Census Block	1006
Census Tract	700116

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	3522 5 OAKS CT, ARNOLD, MO 63010-3890
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 4, 2018	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MTG
Jun 12, 2018	Quit Claim Deed, Transfer Quitclaim
Jun 11, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2018 · Amount on Record
Deed Sale	Oct 4, 2018 · Amount on Record
Prior Sale	Jun 11, 2018
Deed Document Number	201830382
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3522 5 OAKS CT, ARNOLD, MO 63010-3890
Transaction Type	Mortgage
Record Updated	Feb 18, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	021R005046
Date	Feb 3, 2021
Instrument	2021R-005046

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Oct 4, 2018
Property Address	3522 5 OAKS CT, ARNOLD, MO 63010-3890
Document Number	0000030382
Instrument Date	Sep 27, 2018
Instrument	30382
Transaction Type	Transfer
Record Updated	Oct 19, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3522 5 OAKS CT ARNOLD MO 630103890, ARNOLD, MO 63010-3890

Mortgage

Document Number	30383
Date	Oct 4, 2018
Instrument	30383

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 3, 2048

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jun 12, 2018
Property Address	3522 5 OAKS CT, ARNOLD, MO 63010-3890
Document Number	0000017364
Instrument Date	Jun 11, 2018
Instrument	17364
Transaction Type	Transfer
Record Updated	Jul 4, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4647 MARKTON DR ST LOUIS MO 631284415, ST LOUIS, MO 63128-4415

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jun 11, 2018
Property Address	3522 5 OAKS CT, ARNOLD, MO 63010-3890
Document Number	0000017149
Instrument Date	Jun 8, 2018
Instrument	17149
Transaction Type	Transfer
Record Updated	Jun 29, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2260 SONORA DR ARNOLD MO 630105219, ARNOLD, MO 63010-5219

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$30,100 (-) Land $4,800 Building $25,300	$158,400 (-) Land $25,300 Building $133,100
2025	$2,080.00 (+4.73%)	$30,100 (+7.5%) Land $4,800 Building $25,300
2024			$158,400 (+7.46%) Land $25,300 Building $133,100
2023	$1,986.00	$28,000 Land $4,800 Building $23,200	$147,400 Land $25,300 Building $122,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO CONS PWSD C 1 serves 37,000 people · EPA ID MO6024295
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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