3510 5 Oaks Ct, Arnold, MO 63010 Property Records

Jefferson County property record for 3510 5 Oaks Ct, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	1 ba · 988 sqft · built 1995
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$178,100 (Oct 2020)
Tax Bill	$2,045 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-1.0-01.0-2-001-021.75`

Property Details

APN / Parcel Number

Primary APN	`08-1.0-01.0-2-001-021.75`

Interior

Full Baths	1 Bath
Building Area	988 sqft Living Area
Gross Area	1,508 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Split Level
Construction Type	Frame
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	520 sqft

Exterior Amenities

Porch	Stoop
Porch Area	28 sqft
Deck Area	Deck Area
Patio Area	158 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3510 5 OAKS CT
City	ARNOLD
State	MO
Zip	63010-3890
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R07
Legal Description	FIVE OAKS LOT 75
Legal Range	5E
Legal Township	42N
Legal Section	01
Legal Subdivision	FIVE OAKS
Legal Block	1
Legal Lot Number	75
Jurisdiction	JEFFERSON MO
Township / Civil Division	WINDSOR
Census Block Group	1
Census Block	1006
Census Tract	700116

Owner

3510 5 Oaks Ct is owned by an individual who bought it in October 2020.

Source: Jefferson County records, as of August 26, 2026

Owner of Record	Individual Name on File
Mailing Address	3510 5 OAK CT, ARNOLD, MO 63010
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2024	Deed of Trust, Mortgage · Line of Credit AMERISAVE MORTGAGE CORP
Oct 20, 2021	Deed of Trust, Mortgage · FHA Mortgage CITIZENS BANK NA
Oct 26, 2020	Warranty Deed, Transfer CARRINGTON MTG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2020 · Amount on File
Deed Sale	Oct 26, 2020 · Amount on File
Prior Sale	Nov 29, 2010 · Amount on File
Deed Document Number	202040472
Prior Transfer Date	Jun 20, 2005
Prior Transfer Doc	0000032974
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3510 5 OAKS CT, ARNOLD, MO 63010-3890
Transaction Type	Mortgage
Record Updated	Mar 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3510 5 OAKS CT, ARNOLD, MO 63010-3890

Mortgage

Document Number	0000003634
Date	Feb 20, 2024
Instrument	2024R-003634

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30342

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 8, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3510 5 OAKS CT, ARNOLD, MO 63010-3890
Transaction Type	Mortgage
Record Updated	Nov 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3510 5 OAKS CT, ARNOLD, MO 63010-3890

Mortgage

Document Number	2021R046047
Date	Oct 20, 2021
Instrument	2021R-046047

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Oct 26, 2020
Property Address	3510 5 OAKS CT, ARNOLD, MO 63010-3890
Document Number	0000040472
Instrument Date	Sep 30, 2020
Instrument	40472
Transaction Type	Transfer
Record Updated	Dec 18, 2020
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3510 5 OAKS CT ARNOLD MO 630103890, ARNOLD, MO 63010-3890

Mortgage

Document Number	40473
Date	Oct 26, 2020
Instrument	40473

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 25, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3510 5 Oaks Ct was $2,045.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$29,600 (-) Land $4,800 Building $24,800	$155,900 Land $25,300 Building $130,600
2025	$2,045.00	$29,600 Land $4,800 Building $24,800
2024			$155,900 (+8.11%) Land $25,300 Building $130,600
2023	$1,943.00	$27,400 Land $4,800 Building $22,600	$144,200 Land $25,300 Building $118,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3510 5 Oaks Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3510 5 Oaks Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO CONS PWSD C 1 serves 37,000 people · EPA ID MO6024295
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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