3545 Ranchero Rd, Plano, TX 75093 Property Records

Collin County property record for 3545 Ranchero Rd, Plano, TX 75093

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 8,641 sqft · built 1974
Lot Size	2.19 acres (95,396 sqft)
Owner	2 Individual Names on File
Tax Bill	$45,239 (2024)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-0158-000-0050-1`

Property Details

APN / Parcel Number

Primary APN	`R-0158-000-0050-1`
Alternative APN	`83581`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	8,641 sqft Living Area
Gross Area	10,047 sqft
2nd Floor Area	616 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	95,396 sqft (2.19 acres)
Garage Type	Attached
Garage Area	1,406 sqft
Parking Spaces	6 Parking Spaces
Pool Area	700 sqft
Porch	Covered Porch
Porch Area	2,349 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	83581
Street Address	3545 RANCHERO RD
City	PLANO
State	TX
Zip	75093-7607
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ED
Legal Description	EL RANCHERO COUNTRY ESTATES (CPL), LOT 5
Legal Subdivision	EL RANCHERO COUNTRY ESTATES (CPL)
Legal Lot Number	5
Jurisdiction	COLLIN TX
Township / Civil Division	PLANO
Census Block Group	1
Census Block	1003
Census Tract	31646

Owner

3545 Ranchero Rd is owned and occupied by two individuals who acquired it in September 2020.

Source: Collin County records, as of October 23, 2025

Owner of Record	2 Individual Names on File
Mailing Address	3545 RANCHERO RD, PLANO, TX 75093-7607
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2020
Deed Sale	Sep 23, 2020
Prior Sale	May 26, 2004
Deed Document Number	20200923001624200
Record Updated	Jun 8, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Sep 23, 2020
Property Address	3545 RANCHERO RD, PLANO, TX 75093-7607
Document Number	0001624200
Instrument Date	Sep 21, 2020
Instrument	1624200
Transaction Type	Transfer
Record Updated	Oct 8, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3545 RANCHERO RD PLANO TX 750937607, PLANO, TX 75093-7607

Mortgage

Document Number	1624210
Date	Sep 23, 2020
Instrument	1624210

Lender

Name	ORIGIN BK
Address	1800 HUDSON LN # 2A, MONROE, LA 71201-5748

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 22, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Plano City
Unified School District	Plano Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$4,201,275 Land $1,752,000 Building $2,449,275	$4,201,275 Land $1,752,000 Building $2,449,275
2024	$45,239.00
2023		$3,627,578 Land $1,752,000 Building $1,875,578	$3,627,578 Land $1,752,000 Building $1,875,578
2022	$43,897.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3545 Ranchero Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3545 Ranchero Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PLANO serves 292,059 people · EPA ID TX0430007
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20