3620 Ranchero Rd, Plano, TX 75093 Property Records

Collin County property record for 3620 Ranchero Rd, Plano, TX 75093

Property Summary

Property Type	Single Family Home
Details	6 bd · 6.5 ba · 17,611 sqft · built 2007
Lot Size	3.32 acres (144,619 sqft)
Owner	2 Individual Names on Record
Last Sale	$3,990,000 (Oct 2023)
Tax Bill	$110,476 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Apr 2020 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-0158-000-0100-1`

Property Details

APN / Parcel Number

Primary APN	`R-0158-000-0100-1`
Alternative APNs	`000000083634` `83634`

Interior

Bedrooms	6 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Total Rooms	21 Rooms
Stories	2 Stories
Building Area	17,611 sqft Living Area
Gross Area	23,459 sqft
1st Floor Area	10,084 sqft
2nd Floor Area	7,528 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Lot Area	144,619 sqft (3.32 acres)
Garage Type	Attached
Garage Area	3,189 sqft
Parking Spaces	14 Parking Spaces

Exterior Amenities

Pool Area	1,400 sqft
Porch	Covered Patio/Porch
Porch Area	2,159 sqft
Storage Building	Storage Building
Total Buildings	5 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3620 RANCHERO RD
City	PLANO
State	TX
Zip	75093-7608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ED
Legal Description	EL RANCHERO COUNTRY ESTATES, LOT 10
Legal Subdivision	EL RANCHERO COUNTRY ESTATES (CPL)
Legal Block	1
Legal Lot Number	10
Jurisdiction	COLLIN TX
Township / Civil Division	PLANO
Census Block Group	1
Census Block	1003
Census Tract	31646

Owner

Source: Collin County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3620 RANCHERO RD, PLANO, TX 75093-7608
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2023	Vendor's Lien, Transfer ANGEL OAK MORTGAGE SOLUTIONS LLC
Apr 22, 2020	Deed of Trust, Construction Loan · Construction Mortgage BBVA USA
Mar 22, 2018	Warranty Deed, Transfer AMERICAN BK/COMMERCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2023 · Amount on Record
Deed Sale	Oct 23, 2023 · Amount on Record
Prior Sale	Mar 22, 2018 · Amount on Record
Deed Document Number	2023122034
Prior Transfer Date	Dec 17, 2013
Prior Transfer Doc	0001666310
Record Updated	Jun 8, 2026

October 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Oct 23, 2023
Property Address	3620 RANCHERO RD, PLANO, TX 75093-7608
Document Number	2023000122034
Map Reference	VOL 8 PG 11
Instrument Date	Oct 20, 2023
Instrument	2023000122034
Transaction Type	Transfer
Record Updated	Nov 6, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3620 RANCHERO RD, PLANO, TX 75093-7608

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3620 RANCHERO RD, PLANO, TX 75093-7608

Mortgage

Document Number	2023000122035
Date	Oct 23, 2023
Instrument	2023000122035

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

April 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Recording Date	Apr 22, 2020
Property Address	3620 RANCHERO RD, PLANO, TX 75093-7608
Document Number	0000582220
Instrument Date	Feb 25, 2020
Instrument	582220
Transaction Type	Construction Loan
Record Updated	May 18, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3620 RANCHERO RD PLANO TX 750937608, PLANO, TX 75093-7608

Mortgage

Document Number	0000582220
Date	Apr 22, 2020
Instrument	582220

Lender

Name	BBVA USA
Address	14620 HUEBNER RD, SAN ANTONIO, TX 78230-5429

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Mar 22, 2018
Property Address	3620 RANCHERO RD, PLANO, TX 75093-7608
Document Number	0000344200
Instrument Date	Mar 20, 2018
Instrument	344200
Transaction Type	Transfer
Record Updated	Mar 30, 2018
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3620 RANCHERO RD PLANO TX 750937608, PLANO, TX 75093-7608

Mortgage

Document Number	344210
Date	Mar 22, 2018
Instrument	344210

Lender

Name	AMERICAN BK/COMMERCE
Type	Bank
Address	3721 50TH ST, LUBBOCK, TX 79413-3913

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Plano City
Unified School District	Plano Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$110,476.00 (+2.1%)	$7,453,598 (+16.46%) Land $2,656,000 Building $4,797,598	$7,453,598 (+16.46%) Land $2,656,000 Building $4,797,598
2024	$108,199.00 (-4.69%)
2023		$6,400,000 Land $2,656,000 Building $3,744,000	$6,400,000 Land $2,656,000 Building $3,744,000
2022	$113,528.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PLANO serves 292,059 people · EPA ID TX0430007
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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