3520 Ranchero Rd, Plano, TX 75093 Property Records

Collin County property record for 3520 Ranchero Rd, Plano, TX 75093

Property Summary

Property TypeSingle Family Home
Details7 bd · 6.5 ba · 9,201 sqft · built 2023
Lot Size2.94 acres (128,066 sqft)
Owner2 Individual Names on Record
Tax Bill$68,308 (2025)
Deeds & MortgagesJul 2022 Mortgage
Mar 2021 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APNR-0158-000-0140-1

Property Details

APN / Parcel Number

Primary APNR-0158-000-0140-1
Alternative APNs
  • 000000083670
  • 83670

Interior

Bedrooms7 Beds
Full Baths6.5 Baths
Half Baths1 Half Bath
Total Rooms12 Rooms
Stories1 Story
Building Area9,201 sqft Living Area
Gross Area11,997 sqft
1st Floor Area9,201 sqft
FlooringCeramic Tile

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialBrick
Construction TypeWood
Lot Area128,066 sqft (2.94 acres)
Garage TypeAttached
Garage Area2,200 sqft
PorchCovered Patio/Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3520 RANCHERO RD
CityPLANO
StateTX
Zip75093-7606
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESI
Legal DescriptionEL RANCHERO COUNTRY ESTATES, LOT 14
Legal SubdivisionEL RANCHERO COUNTRY ESTATES (CPL)
Legal Block1
Legal Lot Number14
JurisdictionCOLLIN TX
Township / Civil DivisionPLANO
Census Block Group1
Census Block1003
Census Tract31646

Owner

Source: Collin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3112 NEW BRITTON DR, PLANO, TX 75093-3453
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 19, 2022Deed of Trust, Mortgage · Conventional Mortgage
PROSPERITY BANK
Mar 12, 2021Warranty Deed, Transfer
E-CHICAGO TITLE, CHICAGO TITLE
Sep 20, 2019Warranty Deed, Transfer
LAWYERS TITLE
May 24, 2018Deed of Trust, Mortgage
JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 12, 2021
Deed SaleMar 12, 2021
Prior SaleSep 20, 2019
Deed Document Number2021498610
Prior Transfer DateJan 30, 2007
Prior Transfer Doc0000145670
Record UpdatedOct 29, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIN TX
Property Address3520 RANCHERO RD, PLANO, TX 75093-7606
Transaction TypeMortgage
Record UpdatedJun 9, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000111224
DateJul 19, 2022
Instrument20220719000111224
Lender
NamePROSPERITY BANK
TypeBank
AddressPLANO, TX 75024
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term385 Months
DueAug 1, 2054
Interest
Rate TypeAdjustable Rate
Rate2.87%
Type Change DateAug 1, 2032
Change FrequencyAnnually
Min Rate At Change2.87%
Max Rate At Change4.87%
Index1-Year CMT
Max Rate9.99%

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIN TX
Recording DateMar 12, 2021
Property Address3520 RANCHERO RD, PLANO, TX 75093-7606
Document Number0000498610
Map ReferenceVOL 8 PG 11
Instrument DateMar 12, 2020
Instrument20210312000498610
Transaction TypeTransfer
Record UpdatedOct 24, 2025
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3112 NEW BRITTON DR, PLANO, TX 75093-3453

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIN TX
Recording DateSep 20, 2019
Property Address3520 RANCHERO RD, PLANO, TX 75093-7606
Document Number0001168010
Instrument DateSep 19, 2019
Instrument1168010
Transaction TypeTransfer
Record UpdatedOct 27, 2020
Title CompanyLAWYERS TITLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address3520 RANCHERO RD PLANO TX 750937606, PLANO, TX 75093-7606

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIN TX
Property Address3520 RANCHERO RD, PLANO, TX 75093-7606
Document Number0000654770
Instrument DateMay 24, 2018
Transaction TypeMortgage
Record UpdatedOct 27, 2020
Title CompanyCAPITAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3520 RANCHERO RD PLANO TX 750937606, PLANO, TX 75093-7606

Mortgage

Document Number0000654770
DateMay 30, 2018
Instrument654770
Lender
NameJP MORGAN CHASE BK
TypeBank
Address601 OAKMONT LN # 300, SAN ANTONIO, TX 78257
Agreement
AmountAmount Recorded
Term360 Months
DueMay 29, 2048
Interest
Rate TypeAdjustable Rate
Rate3.62%

Tax Assessment & Valuation

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateTexas
CountyCollin County
MunicipalityPlano City
Unified School DistrictPlano Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$68,308.00 (+27.67%)$4,440,352 (+122.02%) Land $2,352,000 Building $2,088,352$4,440,352 (+122.02%) Land $2,352,000 Building $2,088,352
2024$53,502.00 (+58.71%)
2023$2,000,000 Land $2,000,000$2,000,000 Land $2,000,000
2022$33,710.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PLANO
serves 292,059 people · EPA ID TX0430007
Water SourcePurchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State InspectionJul 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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