3545 Old Level Rd, Havre De Grace, MD 21078 Property Records

Harford County property record for 3545 Old Level Rd, Havre De Grace, MD 21078

Property Summary

Property TypeRural Home
Details1 ba · 2,131 sqft · built 1914
Lot Size85.4 acres (3,723,509 sqft)
Owner2 Individual Names on File
Tax Bill$3,414 (2026)
Flood ZoneZone X (minimal risk)
APN02-070499

Property Details

APN / Parcel Number

Primary APN02-070499
Alternative APNs
  • 2070499
  • 070499

Interior

Full Baths1 Bath
Stories2 Stories
Building Area2,131 sqft Total Area
Basement Area6,660 sqft

Exterior

Year BuiltBuilt 1914
Effective Year BuiltEffective 1914
Exterior MaterialSiding
Roof MaterialSlate
Lot Area3,723,509 sqft (85.4 acres)
Garage TypeDetached
Garage Area816 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area192 sqft
Deck Area120 sqft

Utilities, Heating & Cooling

Heating FuelElectric
SewerConnected

Location & Zoning

Account Number070499
Street Address3545 OLD LEVEL RD
CityHAVRE DE GRACE
StateMD
Zip21078-1021
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeAG
Legal Description85.48 AC 3545 OLD LEVEL ROAD W OF LEVEL
JurisdictionHARFORD MD
Township / Civil Division2, HALLS CROSS ROADS
Census Block Group1
Census Block1007
Census Tract302100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Lower Deer Creek Valley Historic District
listed 1993 · 275 contributing resources · NRIS 93001143

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

3545 Old Level Rd, a rural home, is owned and occupied by two individuals.

Source: Harford County records, as of August 25, 2026

Owner of Record2 Individual Names on File
Mailing Address3545 OLD LEVEL RD, HAVRE DE GRACE, MD 21078-1021
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 3545 Old Level Rd was $3,414 with a homeowner's exemption, up 817.7% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,414.00 (+817.74%) Homeowner's exemption$307,800 Land $140,000 Building $167,800$307,800 Land $140,000 Building $167,800
2025$372.00 Homeowner's exemption
2023$264,000 Land $140,000 Building $124,000$264,000 Land $140,000 Building $124,000
2022$350.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3545 Old Level Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3545 Old Level Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

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