3530 Old Level Rd, Havre De Grace, MD 21078 Property Records

Harford County property record for 3530 Old Level Rd, Havre De Grace, MD 21078

Property Summary

Property Type	Rural Home
Details	3.5 ba · 4,064 sqft · built 1980
Lot Size	61.9 acres (2,698,978 sqft)
Owner	2 Individual Names on File
Last Sale	$570,000 (Mar 2018)
Tax Bill	$6,212 (2026)
Deeds & Mortgages	Sep 2019 Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-072998`

Property Details

APN / Parcel Number

Primary APN	`02-072998`
Alternative APNs	`2072998` `072998`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,064 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,698,978 sqft (61.9 acres)
Garage Type	Attached
Garage Area	1,200 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	788 sqft
Shed	1 Shed
Shed Area	2,000 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Connected

Location & Zoning

Account Number	072998
Street Address	3530 OLD LEVEL RD
City	HAVRE DE GRACE
State	MD
Zip	21078-1022
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AG
Legal Description	61.96 ACRES 3530 OLD LEVEL ROAD W OF LEVEL
Jurisdiction	HARFORD MD
Township / Civil Division	2, HALLS CROSS ROADS
Census Block Group	1
Census Block	1003
Census Tract	302100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lower Deer Creek Valley Historic District listed 1993 · 275 contributing resources · NRIS 93001143

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

3530 Old Level Rd, a rural home, is owned and occupied by two individuals who bought it in March 2018.

Source: Harford County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3530 OLD LEVEL RD, HAVRE DE GRACE, MD 21078-1022
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage ABERDEEN PROVING GROUND FCU
Mar 26, 2018	Warranty Deed, Transfer · Conventional Mortgage FARM CREDIT SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2018 · Amount on File
Deed Sale	Mar 26, 2018 · Amount on File
Deed Book / Page	12750 / 438
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	3530 OLD LEVEL RD, HAVRE DE GRACE, MD 21078-1022
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	GUARANTEED TRUST TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0134670345
Date	Sep 30, 2019
Book Page	13467/0345

Lender

Name	ABERDEEN PROVING GROUND FCU
Type	Credit Union
Address	ABERDEEN, MD 21001

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2049

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARFORD MD
Recording Date	Mar 26, 2018
Property Address	3530 OLD LEVEL RD, HAVRE DE GRACE, MD 21078-1022
Document Number	0127500438
Book / Page	012750 / 000438
Instrument Date	Feb 16, 2018
Transaction Type	Transfer
Record Updated	Apr 5, 2018
Title Company	POWERHOUSE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$570.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3530 OLD LEVEL RD HAVRE DE GRACE MD 210781022, HAVRE DE GRACE, MD 21078-1022

Mortgage

Document Number	127500447
Date	Mar 26, 2018
Book Page	012750/000447

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	WESTMINSTER, MD 21157

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 25, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 3530 Old Level Rd was $6,212, up 13.3% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,212.00 (+13.32%)	$564,500 Land $132,400 Building $432,100	$564,500 Land $132,400 Building $432,100
2025	$5,482.00
2023		$464,000 Land $132,400 Building $331,600	$464,000 Land $132,400 Building $331,600
2022	$4,984.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3530 Old Level Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3530 Old Level Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

Nearby Properties on Old Level Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures