Harford County property record for 3514 Old Level Rd, Havre De Grace, MD 21078
| Property Type | Rural Home |
|---|---|
| Details | 1.5 ba · 2,736 sqft · built 1920 |
| Lot Size | 70.9 acres (3,091,889 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $5,048 (2026) |
| Deeds & Mortgages | Dec 2025 Transfer Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-054752 |
| Primary APN | 02-054752 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Units | 4 Units |
| Stories | 2 Stories |
| Building Area | 2,736 sqft Total Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Stone |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 3,091,889 sqft (70.9 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 548 sqft |
| Deck Area | 320 sqft |
| Patio Area | 440 sqft |
| Shed | 1 Shed |
| Shed Area | 4,000 sqft |
| Total Buildings | 4 Buildings |
| Heating System | Baseboard |
|---|---|
| Sewer | Connected |
| Account Number | 054752 |
|---|---|
| Street Address | 3514 OLD LEVEL RD |
| City | HAVRE DE GRACE |
| State | MD |
| Zip | 21078-1022 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | AG |
| Legal Description | 70.98 AC 3514 OLD LEVEL ROAD W OF LEVEL |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 2, HALLS CROSS ROADS |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 302100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Lower Deer Creek Valley Historic District listed 1993 · 275 contributing resources · NRIS 93001143 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
3514 Old Level Rd, a rural home, is owner-occupied and held in a trust since September 2025.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 3514 OLD LEVEL RD, HAVRE DE GRACE, MD 21078-1022 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 19, 2025 | Intrafamily Transfer, Transfer |
| Mar 22, 2017 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 25, 2025 |
| Transfer Doc | 0169390290 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Dec 19, 2025 |
| Property Address | 3514 OLD LEVEL RD, HAVRE DE GRACE, MD 21078-1022 |
| Document Number | 0169390290 |
| Book / Page | 16939 / 290 |
| Map Reference | LB HDC 1060 FO 970 |
| Instrument Date | Sep 25, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3514 OLD LEVEL RD, HAVRE DE GRACE, MD 21078-1022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 3514 OLD LEVEL RD, HAVRE DE GRACE, MD 21078-1022 |
| Document Number | 0122900143 |
| Book / Page | 012290 / 000143 |
| Instrument Date | Mar 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2017 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3514 OLD LEVEL RD HAVRE DE GRACE MD 210781022, HAVRE DE GRACE, MD 21078-1022 |
| Document Number | 0122900143 |
|---|---|
| Date | Apr 6, 2017 |
| Book Page | 012290/000143 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 5, 2047 |
The 2026 property tax bill for 3514 Old Level Rd was $5,048 with a homeowner's exemption, up 1,031.8% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,048.00 (+1,031.84%) Homeowner's exemption | $852,300 (+10.65%) Land $227,700 Building $624,600 | $852,300 (-) Land $227,700 Building $624,600 |
| 2025 | $446.00 Homeowner's exemption | $770,300 | $852,300 Land $227,700 Building $624,600 |
| 2023 | $606,300 Land $227,700 Building $378,600 | $606,300 Land $227,700 Building $378,600 | |
| 2022 | $364.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3514 Old Level Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3514 Old Level Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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