3545 Oak Dr, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 3545 Oak Dr, Edgewater, MD 21037 · Last verified September 2023

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,324 sqft · built 1958
Lot Size	0.211 acres (9,200 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Nov 2019)
Tax Bill	$3,331 (2023)
Deeds & Mortgages	Dec 2020 Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-480-07024135`

Property Details

APN / Parcel Number

Primary APN	`01-480-07024135`
Alternative APNs	`148007024135` `48007024135`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,324 sqft Total Area
1st Floor Area	1,324 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,200 sqft (0.211 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	64 sqft
Deck Area	120 sqft
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	48007024135
Old Parcel Number	148007024135
Street Address	3545 OAK DR
City	EDGEWATER
State	MD
Zip	21037-3260
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 35 BK R SC 2 3545 OAK DR LOCH HAVEN BEACH
Legal Section	2
Legal Subdivision	LOCH HAVEN BEACH
Legal Block	R
Legal Lot Number	35
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	1
Census Block	1011
Census Tract	701202

Owner

Source: Anne Arundel County records · APN 01-480-07024135

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3545 OAK DR, EDGEWATER, MD 21037-3260
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 03, 2020	Deed of Trust, Mortgage · Conventional Mortgage NFM INC
May 16, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK
Nov 01, 2019	Grant Deed, Transfer · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 01, 2019 · Amount on Record
Deed Sale	Nov 01, 2019 · Amount on Record
Prior Sale	Jan 12, 2015 · Amount on Record
Deed Document Number	0033784179
Deed Book / Page	33784 / 179
Record Updated	Jun 07, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	3545 OAK DR, EDGEWATER, MD 21037-3260
Transaction Type	Mortgage
Record Updated	Mar 04, 2021
Title Company	VELOCITY NATIONAL TTL CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3545 OAK DR, EDGEWATER, MD 21037-3260

Mortgage

Document Number	0357110136
Date	Dec 03, 2020
Book Page	35711/136

Lender

Name	NFM INC
Type	Mortgage Company
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	3545 OAK DR, EDGEWATER, MD 21037-3260
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0331420341
Date	May 16, 2019
Book Page	33142/341

Lender

Name	FIRST NATIONAL BANK
Type	Bank
Address	EDGEWATER, MD 21037

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 06, 2034

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Nov 01, 2019
Property Address	3545 OAK DR, EDGEWATER, MD 21037-3260
Document Number	0337840179
Book / Page	033784 / 000179
Instrument Date	Oct 29, 2019
Transaction Type	Transfer
Record Updated	Nov 26, 2019
Title Company	VELOCITY NATIONAL TITLE COMPANY, VELOCITY NAT'L TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	3545 OAK DR EDGEWATER MD 210373260, EDGEWATER, MD 21037-3260

Mortgage

Document Number	337840185
Date	Nov 01, 2019
Book Page	033784/000185

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 31, 2049

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,331.00 Homeowner's exemption	$305,100 Land $205,600 Building $99,500	$305,100 Land $205,600 Building $99,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240037012021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 79 individual NFIP policies nearby
Nearby Flood Policies	79 in force
Nearby Flood Claims	2 (2024)
Most Recent Claim	Jan 2024, tidal / storm surge

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 9,091 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 191 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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