Anne Arundel County property record for 3543 Oak Dr, Edgewater, MD 21037
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,260 sqft · built 1950 |
| Lot Size | 0.202 acres (8,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $110,000 (Aug 1995) |
| Tax Bill | $4,294 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Mar 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-480-00719900 |
| Primary APN | 01-480-00719900 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,260 sqft Living Area |
| 1st Floor Area | 1,260 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,800 sqft (0.202 acres) |
| Deck Area | 108 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 48000719900 |
|---|---|
| Street Address | 3543 OAK DR |
| City | EDGEWATER |
| State | MD |
| Zip | 21037-3260 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LT 36 BK R SC 2 LOCH HAVEN BEACH |
| Legal Subdivision | LOCH HAVEN BEACH |
| Legal Block | R |
| Legal Lot Number | 36 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 7 |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 701202 |
3543 Oak Dr is owned and occupied by an individual who bought it in August 1995.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3543 OAK DR, EDGEWATER, MD 21037-3260 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 13, 2022 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Mar 7, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 8, 1995 · Amount on File |
| Deed Sale | Aug 8, 1995 · Amount on File |
| Prior Sale | Apr 7, 1995 · Amount on File |
| Deed Book / Page | 7104 / 697 |
| Transfer Doc | 6976000415 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 3543 OAK DR, EDGEWATER, MD 21037-3260 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Address | 3543 OAK DR, EDGEWATER, MD 21037-3260 |
| Document Number | 0389350049 |
|---|---|
| Date | Jul 13, 2022 |
| Book Page | 38935/49 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | DENVER, CO 80249 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 354 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 3543 OAK DR, EDGEWATER, MD 21037-3260 |
| Document Number | 0329560176 |
| Instrument Date | Mar 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 3543 OAK DR EDGEWATER MD 210373260, EDGEWATER, MD 21037-3260 |
| Document Number | 0329560176 |
|---|---|
| Date | Mar 15, 2019 |
| Book Page | 032956/000176 |
| Name | SPRING EQ LLC |
|---|---|
| Address | PHILADELPHIA, PA 19104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Mar 14, 2044 |
The 2025 property tax bill for 3543 Oak Dr was $4,294.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $362,500 Land $260,400 Building $102,100 | $362,500 Land $260,400 Building $102,100 | |
| 2025 | $4,294.00 | ||
| 2023 | $3,078.00 | $281,900 Land $204,400 Building $77,500 | $281,900 Land $204,400 Building $77,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3543 Oak Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 79 policies |
| Nearby Flood Policies | 79 in force |
| Nearby Flood Claims | 2 (2024) |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3543 Oak Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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