Anne Arundel County property record for 3538 Oak Dr, Edgewater, MD 21037
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,764 sqft · built 1963 |
| Lot Size | 0.211 acres (9,200 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,773 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-480-04713500 |
| Primary APN | 01-480-04713500 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,764 sqft Living Area |
| Gross Area | 1,836 sqft |
| 1st Floor Area | 1,764 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 9,200 sqft (0.211 acres) |
| Pool Area | 740 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 182 sqft |
| Patio Area | 72 sqft |
| Shed | 1 Shed |
| Shed Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 48004713500 |
|---|---|
| Street Address | 3538 OAK DR |
| City | EDGEWATER |
| State | MD |
| Zip | 21037-3255 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LT 17 BK S SC 2 LOCH HAVEN BEACH |
| Legal Subdivision | LOCH HAVEN BEACH |
| Legal Block | S |
| Legal Lot Number | 17 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 7 |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 701202 |
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3538 OAK DR, EDGEWATER, MD 21037-3255 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 7, 2022 | Deed of Trust, Mortgage · Line of Credit SIGNAL FINANCIAL FCU |
| Mar 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2000 |
| Deed Sale | May 1, 2000 |
| Deed Document Number | 20004802 |
| Deed Book / Page | 9737 / 580 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 3538 OAK DR, EDGEWATER, MD 21037-3255 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2022 |
| Title Company | MADISON SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 3538 OAK DR, EDGEWATER, MD 21037-3255 |
| Document Number | 0391820088 |
|---|---|
| Date | Oct 7, 2022 |
| Book Page | 39182/88 |
| Name | SIGNAL FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Address | KENSINGTON, MD 20895 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Sep 23, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 3538 OAK DR, EDGEWATER, MD 21037-3255 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2021 |
| Title Company | CARTER TITLE LLC, CHARTER TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0363760172 |
|---|---|
| Date | Mar 18, 2021 |
| Book Page | 36376/172 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SALT LAKE CITY, UT 84116 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $437,800 (+29.41%) Land $262,100 Building $175,700 | $437,800 (+29.41%) Land $262,100 Building $175,700 | |
| 2025 | $3,773.00 (+27.34%) | ||
| 2023 | $2,963.00 Homeowner's exemption | $338,300 Land $205,600 Building $132,700 | $338,300 Land $205,600 Building $132,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 79 policies |
| Nearby Flood Policies | 79 in force |
| Nearby Flood Claims | 2 (2024) |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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