Warren County property record for 3545 Middleboro Rd, Morrow, OH 45152
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,714 sqft · built 1993 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on File |
| Last Sale | $243,000 (Jul 2020) |
| Tax Bill | $3,681 (2025) |
| Deeds & Mortgages | Sep 2024 Line of Credit Jul 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-26-400-010-0 |
| Primary APN | 14-26-400-010-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,714 sqft Living Area |
| 1st Floor Area | 1,200 sqft |
| Attic | Attic |
| Attic Area | 1,469 sqft |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 256 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 7104456 |
|---|---|
| Street Address | 3545 MIDDLEBORO RD |
| City | MORROW |
| State | OH |
| Zip | 45152-8900 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | MC COLLISTER LOT 18 |
| Legal Subdivision | MC COLLISTER |
| Legal Block | 456 |
| Legal Lot Number | 18 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2059 |
| Census Tract | 31100 |
Source: Warren County records · APN 14-26-400-010-0
Assessment roll updated February 9, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3545 MIDDLEBORO RD, MORROW, OH 45152-8900 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 05, 2024 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jul 02, 2020 | Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Mar 03, 2017 | Warranty Deed, Transfer · VA Mortgage EQUITY RSRCS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 02, 2020 · Amount on Record |
| Deed Sale | Jul 02, 2020 · Amount on Record |
| Prior Sale | Mar 03, 2017 · Amount on Record |
| Deed Document Number | 202023356 |
| Prior Transfer Date | Nov 26, 1991 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 3545 MIDDLEBORO RD, MORROW, OH 45152-8900 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3545 MIDDLEBORO RD, MORROW, OH 45152-8900 |
| Document Number | 0000019678 |
|---|---|
| Date | Sep 05, 2024 |
| Instrument | 2024-019678 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Sep 09, 2064 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Jul 02, 2020 |
| Property Address | 3545 MIDDLEBORO RD, MORROW, OH 45152-8900 |
| Document Number | 0000023356 |
| Map Reference | MB 24 PG 50 |
| Instrument Date | Jun 30, 2020 |
| Instrument | 2020-023356 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2022 |
| Title Company | PREMIER TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 3545 MIDDLEBORO RD, MORROW, OH 45152-8900 |
| Document Number | 0000023357 |
|---|---|
| Date | Jul 02, 2020 |
| Instrument | 2020-023357 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Mar 03, 2017 |
| Property Address | 3545 MIDDLEBORO RD, MORROW, OH 45152-8900 |
| Document Number | 0000006858 |
| Instrument Date | Feb 14, 2017 |
| Instrument | 6858 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2017 |
| Title Company | REPUBLIC TITLE COMPANY, REPUBLIC TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $518.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3545 MIDDLEBORO RD MORROW OH 451528900, MORROW, OH 45152-8900 |
| Document Number | 6859 |
|---|---|
| Date | Mar 03, 2017 |
| Instrument | 6859 |
| Name | EQUITY RSRCS |
|---|---|
| Type | Funding / Finance Company |
| Address | NEWARK, OH 43055 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 02, 2047 |
Source: Warren County records · Assessment roll updated February 9, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| County Subdivision | Washington Township |
| Unified School District | Little Miami Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,681.00 (+15.54%) | $91,020 (+27.37%) Land $27,930 Building $63,090 | $260,060 (+27.37%) Land $79,800 Building $180,260 |
| 2023 | $3,186.00 (+1.27%) Homeowner's exemption | $71,460 (-) Land $15,498 Building $55,962 | |
| 2022 | $3,146.00 Homeowner's exemption | $71,460 Land $15,498 Building $55,962 | $204,170 (-) Land $44,280 Building $159,890 |
| 2021 | $204,170 Land $44,280 Building $159,890 |
Source: FEMA National Flood Hazard Layer, Warren County (39165C), as of June 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391650311002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1998–2008) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Mar 2008 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Little Miami Gig Fiber | 10,000 / 10,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
Based on FCC filings for 34 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system OH8300512, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WESTERN WATER COMPANY private · serves 39,508 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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