3514 Middleboro Rd, Morrow, OH 45152 Property Records

Warren County property record for 3514 Middleboro Rd, Morrow, OH 45152

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,591 sqft · built 2001
Lot Size	5.06 acres (220,457 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Aug 2013)
Tax Bill	$6,541 (2025)
Deeds & Mortgages	May 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-26-200-029-0`

Property Details

APN / Parcel Number

Primary APN	`14-26-200-029-0`
Alternative APNs	`1426200029` `7105312`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,591 sqft Living Area
Gross Area	3,059 sqft
1st Floor Area	625 sqft
2nd Floor Area	901 sqft
Attic	Attic
Attic Area	468 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Lot Area	220,457 sqft (5.06 acres)
Garage Type	Attached
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	79 sqft
Lean-To	640 sqft
Pole Barn	2,304 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	7105312
Street Address	3514 MIDDLEBORO RD
City	MORROW
State	OH
Zip	45152-7167
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MIDDLEBORO
Legal Subdivision	MIDDLEBORO
Legal Block	312
Jurisdiction	WARREN OH
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2042
Census Tract	31100

Owner

3514 Middleboro Rd is owned and occupied by two individuals who bought it in August 2013.

Source: Warren County records, as of May 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3514 MIDDLEBORO RD, MORROW, OH 45152-7167
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2013 · Amount on File
Deed Sale	Aug 13, 2013 · Amount on File
Prior Sale	Dec 28, 2004 · Amount on File
Deed Document Number	2013931510
Deed Book / Page	5890 / 491
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Recording Date	May 18, 2026
Property Address	3514 MIDDLEBORO RD, MORROW, OH 45152-7167
Document Number	0000013257
Instrument Date	May 18, 2026
Instrument	202613257
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3514 MIDDLEBORO RD, MORROW, OH 45152-7167

Mortgage

Document Number	0000013257,
Date	May 18, 2026
Instrument	202613257

Lender

Name	U S BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 17, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 3514 Middleboro Rd was $6,541.

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Washington Township
Unified School District	Little Miami Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,541.00	$161,220 Land $46,590 Building $114,630	$460,610 Land $133,100 Building $327,510
2023	$5,805.00 (+1.29%) Homeowner's exemption	$129,602 (-) Land $28,245 Building $101,357
2022	$5,731.00 Homeowner's exemption	$129,602 Land $28,245 Building $101,357	$370,290 (-) Land $80,700 Building $289,590
2021			$370,290 Land $80,700 Building $289,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3514 Middleboro Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1998–2008)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Mar 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3514 Middleboro Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN WATER COMPANY private · serves 39,508 people · EPA ID OH8300512
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bresco Broadband Fiber	10,000 / 10,000
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20