3523 Middleboro Rd, Morrow, OH 45152 Property Records

Warren County property record for 3523 Middleboro Rd, Morrow, OH 45152

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,456 sqft · built 1994
Lot Size	2 acres (87,120 sqft)
Owner	Owner Name on Record
Last Sale	$138,500 (Sep 2000)
Tax Bill	$3,351 (2025)
Deeds & Mortgages	Jun 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`14-26-400-009-0`

Property Details

APN / Parcel Number

Primary APN	`14-26-400-009-0`
Alternative APNs	`1426400009` `7104448`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	1,456 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Lot Area	87,120 sqft (2 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	68 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	7104448
Old Parcel Number	1426400009
Street Address	3523 MIDDLEBORO RD
City	MORROW
State	OH
Zip	45152-8900
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MC COLLISTER LOT# 17
Legal Subdivision	MC COLLISTER
Legal Block	400
Legal Lot Number	17
Jurisdiction	WARREN OH
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2059
Census Tract	31100

Owner

Source: Warren County records, as of February 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	3523 MIDDLEBORO RD, MORROW, OH 45152-8900
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2000 · Amount on Record
Deed Sale	Sep 15, 2000 · Amount on Record
Prior Sale	May 22, 1995 · Amount on Record
Deed Document Number	0002009827
Deed Book / Page	2009 / 827
Record Updated	Jun 8, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	3523 MIDDLEBORO RD, MORROW, OH 45152-8900
Document Number	0000019211
Instrument Date	Jun 3, 2018
Transaction Type	Mortgage
Record Updated	Jul 26, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3523 MIDDLEBORO RD MORROW OH 451528900, MORROW, OH 45152-8900

Mortgage

Document Number	0000019211
Date	Jul 10, 2018
Instrument	19211

Lender

Name	NATIONAL BK
Type	Bank
Address	LEBANON, OH 45036

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Warren County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Washington Township
Unified School District	Little Miami Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,351.00 (+16.76%)	$82,964 (+28.89%) Land $27,930 Building $55,034	$237,040 (+28.89%) Land $79,800 Building $157,240
2023	$2,870.00 (+1.27%) Homeowner's exemption	$64,369 (-) Land $15,498 Building $48,871
2022	$2,834.00 Homeowner's exemption	$64,369 Land $15,498 Building $48,871	$183,910 (-) Land $44,280 Building $139,630
2021			$183,910 Land $44,280 Building $139,630

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1998–2008)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Mar 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN WATER COMPANY private · serves 39,508 people · EPA ID OH8300512
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bresco Broadband Fiber	10,000 / 10,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30