Catawba County property record for 3545 Melica Dr, Terrell, NC 28682
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,454 sqft · built 2017 |
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $550,000 (Aug 2018) |
| Tax Bill | $3,507 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Jan 2018 Construction Loan + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4617-08-87-5544 |
| Primary APN | 4617-08-87-5544 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,454 sqft Living Area |
| Gross Area | 3,718 sqft |
| 1st Floor Area | 2,453 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | No Foundation |
| Lot Area | 30,492 sqft (0.7 acres) |
| Lot Dimensions | 240 ft deep x 124 ft wide |
| Terrain | Rolling |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 3545 MELICA DR |
|---|---|
| City | TERRELL |
| State | NC |
| Zip | 28682-9808 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-30 |
| Legal Description | LOT 5 PLAT 66-178 |
| Legal Subdivision | HIDDEN HARBOR |
| Legal Lot Number | 5 |
| Jurisdiction | CATAWBA NC |
| Township / Civil Division | MOUNTAIN CREEK |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 11505 |
Source: Catawba County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3545 MELICA DR, TERRELL, NC 28682-9808 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Jan 29, 2018 | Deed of Trust, Mortgage · Construction Mortgage CAROLINA TRUST BANK |
| Feb 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE |
| Aug 10, 2018 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| Nov 9, 2017 | Warranty Deed, Transfer · Conventional Mortgage FIRST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 10, 2018 · Amount on Record |
| Deed Sale | Aug 10, 2018 · Amount on Record |
| Prior Sale | Nov 21, 2017 · Amount on Record |
| Deed Document Number | 201813457 |
| Deed Book / Page | 3466 / 1202 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATAWBA NC |
| Property Address | 3545 MELICA DR, TERRELL, NC 28682-9808 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0036351916 |
|---|---|
| Date | Feb 23, 2021 |
| Book Page | 3635/1916 |
| Instrument | 4026 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Mar 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATAWBA NC |
| Property Address | 3545 MELICA DR, TERRELL, NC 28682-9808 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0034370896 |
|---|---|
| Date | Jan 29, 2018 |
| Book Page | 03437/0896 |
| Instrument | 01487 |
| Name | CAROLINA TRUST BANK |
|---|---|
| Type | Bank |
| Address | LINCOLNTON, NC 28093 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATAWBA NC |
| Property Address | 3545 MELICA DR, TERRELL, NC 28682-9808 |
| Document Number | 0035560875 |
| Instrument Date | Feb 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 3545 MELICA DR TERRELL NC 286829808, TERRELL, NC 28682-9808 |
| Document Number | 0035560875 |
|---|---|
| Date | Feb 26, 2020 |
| Book Page | 003556/000875 |
| Instrument | 3630 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 25, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATAWBA NC |
| Recording Date | Aug 10, 2018 |
| Property Address | 3545 MELICA DR, TERRELL, NC 28682-9808 |
| Document Number | 0034661202 |
| Book / Page | 003466 / 001202 |
| Instrument Date | Aug 8, 2018 |
| Instrument | 13457 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,100.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3545 MELICA DR TERRELL NC 28682, TERRELL, NC 28682 |
| Document Number | 34661205 |
|---|---|
| Date | Aug 10, 2018 |
| Book Page | 003466/001205 |
| Instrument | 13458 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 9, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATAWBA NC |
| Recording Date | Nov 9, 2017 |
| Property Address | 3545 MELICA DR, TERRELL, NC 28682-9808 |
| Document Number | 0034261352 |
| Book / Page | 003426 / 001352 |
| Instrument Date | Nov 7, 2017 |
| Instrument | 19411 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $700.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 840 EDMISTON RD MOUNT ULLA NC 281258749, MOUNT ULLA, NC 28125-8749 |
| Investor | Possibly a Property Investor |
| Document Number | 34261356 |
|---|---|
| Date | Nov 9, 2017 |
| Book Page | 003426/001356 |
| Instrument | 19412 |
| Name | FIRST BK |
|---|---|
| Type | Bank |
| Address | TROYTROY, NC 27371 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Catawba County assessment roll, as of August 3, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Catawba County |
| Unified School District | Catawba County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $880,100 (-) Land $90,600 Building $789,500 | ||
| 2025 | $3,507.00 (-19.08%) | $880,100 (+63.68%) Land $90,600 Building $789,500 | |
| 2024 | $4,334.00 (+5.42%) | ||
| 2023 | $4,111.00 | $537,700 Land $69,300 Building $468,400 | $880,100 Land $90,600 Building $789,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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