Catawba County property record for 3510 Melica Dr, Terrell, NC 28682
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 5,271 sqft · built 2024 |
| Lot Size | 0.78 acres (33,977 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $140,000 (Aug 2022) |
| Tax Bill | $6,020 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Jan 2024 Construction Loan + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4617-08-97-0519 |
| Primary APN | 4617-08-97-0519 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 5,271 sqft Living Area |
| 1st Floor Area | 3,012 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick |
| Foundation Type | No Foundation |
| Lot Area | 33,977 sqft (0.78 acres) |
| Lot Dimensions | 221 ft deep x 158 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Water Source | Commercial |
| Street Address | 3510 MELICA DR |
|---|---|
| City | TERRELL |
| State | NC |
| Zip | 28682-9808 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-30 |
| Legal Description | LOT 17 PLAT 66-178 |
| Legal Subdivision | HIDDEN HARBOR |
| Legal Lot Number | 17 |
| Jurisdiction | CATAWBA NC |
| Township / Civil Division | MOUNTAIN CREEK |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 11505 |
3510 Melica Dr is owned by two individuals who bought it in August 2022.
Source: Catawba County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3494 MELICA DR, TERRELL, NC 28682-9809 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 16, 2026 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 24, 2024 | Deed of Trust, Mortgage · Construction Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Aug 31, 2022 | Warranty Deed, Transfer · Commercial Mortgage FIRST CITIZENS BANK AND TRUST CO IN |
| Aug 20, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Jun 20, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2022 · Amount on File |
| Deed Sale | Aug 31, 2022 · Amount on File |
| Prior Sale | Aug 20, 2019 · Amount on File |
| Deed Document Number | 202219247 |
| Deed Book / Page | 3766 / 910 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATAWBA NC |
| Property Address | 3510 MELICA DR, TERRELL, NC 28682-9808 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3510 MELICA DR, TERRELL, NC 28682-9808 |
| Document Number | 0039931815 |
|---|---|
| Date | Jan 16, 2026 |
| Book Page | 3993/1815 |
| Instrument | 934 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATAWBA NC |
| Property Address | 3510 MELICA DR, TERRELL, NC 28682-9808 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2024 |
| Name | Verified Name |
|---|---|
| Address | 8293 LAKE NORMAN PL 103, 103, SHERRILLS FORD, NC 28673-9488 |
| Document Number | 0038520391 |
|---|---|
| Date | Jan 24, 2024 |
| Book Page | 3852/391 |
| Instrument | 1292 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | HERMITAGE, PA 16148 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Feb 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATAWBA NC |
| Recording Date | Aug 31, 2022 |
| Property Address | 3510 MELICA DR, TERRELL, NC 28682-9808 |
| Document Number | 0037660910 |
| Book / Page | 3766 / 910 |
| Map Reference | MB 65 PG 178 |
| Instrument Date | Aug 31, 2022 |
| Instrument | 19247 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2022 |
| Title Company | BARRISTERS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $280.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9110 GREENWOOD RD, TERRELL, NC 28682-9740 |
| Name | Verified Name |
|---|---|
| Address | 3494 MELICA DR, TERRELL, NC 28682-9809 |
| Document Number | 0000019248 |
|---|---|
| Date | Aug 31, 2022 |
| Instrument | 19248 |
| Name | FIRST CITIZENS BANK AND TRUST CO IN |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATAWBA NC |
| Recording Date | Aug 20, 2019 |
| Property Address | 3510 MELICA DR, TERRELL, NC 28682-9808 |
| Document Number | 0035220469 |
| Book / Page | 003522 / 000469 |
| Instrument Date | Aug 20, 2019 |
| Instrument | 14304 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $186.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1204 LAKE DR DANIELS WV 258329234, DANIELS, WV 25832-9234 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CATAWBA NC |
| Recording Date | Jun 20, 2017 |
| Property Address | 3510 MELICA DR, TERRELL, NC 28682-9808 |
| Document Number | 0034040998 |
| Book / Page | 003404 / 000998 |
| Instrument Date | Jun 13, 2017 |
| Instrument | 10442 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 3278 ROCK HILL SC 297325278, ROCK HILL, SC 29732-5278 |
The 2025 property tax bill for 3510 Melica Dr was $6,020, up 1,223.1% from the year before.
Source: Catawba County assessment roll, as of August 3, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Catawba County |
| Unified School District | Catawba County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,510,700 (-) Land $92,500 Building $1,418,200 | ||
| 2025 | $6,020.00 (+1,223.08%) | $1,510,700 Land $92,500 Building $1,418,200 | |
| 2024 | $455.00 (+2.02%) | ||
| 2023 | $446.00 | $70,800 Land $70,800 | $1,510,700 Land $92,500 Building $1,418,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3510 Melica Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3510 Melica Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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