Catawba County property record for 3531 Melica Dr, Terrell, NC 28682
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,852 sqft · built 2018 |
| Lot Size | 0.71 acres (30,928 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $725,000 (Nov 2020) |
| Tax Bill | $4,211 (2025) |
| Deeds & Mortgages | Jan 2018 Mortgage Aug 2018 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4617-08-87-6605 |
| Primary APN | 4617-08-87-6605 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 3,852 sqft Living Area |
| 1st Floor Area | 2,440 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 30,928 sqft (0.71 acres) |
| Lot Dimensions | 254 ft deep x 110 ft wide |
| Terrain | Rolling |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 3531 MELICA DR |
|---|---|
| City | TERRELL |
| State | NC |
| Zip | 28682-9808 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-30 |
| Legal Description | LOT 4 PLAT 66-178 |
| Legal Subdivision | HIDDEN HARBOR |
| Legal Lot Number | 4 |
| Jurisdiction | CATAWBA NC |
| Township / Civil Division | MOUNTAIN CREEK |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 11505 |
Source: Catawba County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3531 MELICA DR, TERRELL, NC 28682-9808 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 2, 2018 | Deed of Trust, Mortgage · Commercial Mortgage THE FIDELITY BANK |
| Aug 20, 2018 | Deed of Trust, Mortgage · Conventional Mortgage THE FIDELITY BANK |
| May 17, 2019 | Deed of Trust, Mortgage · FHA Mortgage BRANCH BANKING AND TRUST CO |
| Mar 26, 2020 | Deed of Trust, Mortgage · VA Mortgage TRUIST BANK |
| Nov 25, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Dec 14, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Nov 9, 2017 | Warranty Deed, Transfer · Conventional Mortgage FIRST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 25, 2020 · Amount on Record |
| Deed Sale | Nov 25, 2020 · Amount on Record |
| Prior Sale | Dec 14, 2017 · Amount on Record |
| Deed Document Number | 202024571 |
| Deed Book / Page | 3616 / 350 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATAWBA NC |
| Property Address | 3531 MELICA DR, TERRELL, NC 28682-9808 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0034340297 |
|---|---|
| Date | Jan 2, 2018 |
| Book Page | 03434/0297 |
| Instrument | 00074 |
| Name | THE FIDELITY BANK |
|---|---|
| Type | Bank |
| Address | MOORESVILLE, NC 28117 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATAWBA NC |
| Property Address | 3531 MELICA DR, TERRELL, NC 28682-9808 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0034680539 |
|---|---|
| Date | Aug 20, 2018 |
| Book Page | 03468/0539 |
| Instrument | 14119 |
| Name | THE FIDELITY BANK |
|---|---|
| Type | Bank |
| Address | FUQUAY VARINA, NC 27526 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATAWBA NC |
| Property Address | 3531 MELICA DR, TERRELL, NC 28682-9808 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0035060883 |
|---|---|
| Date | May 17, 2019 |
| Book Page | 03506/0883 |
| Instrument | 08141 |
| Name | BRANCH BANKING AND TRUST CO |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATAWBA NC |
| Property Address | 3531 MELICA DR, TERRELL, NC 28682-9808 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0035620365 |
|---|---|
| Date | Mar 26, 2020 |
| Book Page | 3562/365 |
| Instrument | 5686 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATAWBA NC |
| Recording Date | Nov 25, 2020 |
| Property Address | 3531 MELICA DR, TERRELL, NC 28682-9808 |
| Document Number | 0036160350 |
| Book / Page | 003616 / 000350 |
| Instrument Date | Nov 24, 2020 |
| Instrument | 24571 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,450.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3531 MELICA DR TERRELL NC 286829808, TERRELL, NC 28682-9808 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATAWBA NC |
| Recording Date | Dec 14, 2017 |
| Property Address | 3531 MELICA DR, TERRELL, NC 28682-9808 |
| Document Number | 0034311301 |
| Book / Page | 003431 / 001301 |
| Instrument Date | Nov 16, 2017 |
| Instrument | 21435 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $155.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 114 ABERDEEN DR TROUTMAN NC 281669516, TROUTMAN, NC 28166-9516 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATAWBA NC |
| Recording Date | Nov 9, 2017 |
| Property Address | 3531 MELICA DR, TERRELL, NC 28682-9808 |
| Document Number | 0034261352 |
| Book / Page | 003426 / 001352 |
| Instrument Date | Nov 7, 2017 |
| Instrument | 19411 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $700.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 840 EDMISTON RD MOUNT ULLA NC 281258749, MOUNT ULLA, NC 28125-8749 |
| Investor | Possibly a Property Investor |
| Document Number | 34261356 |
|---|---|
| Date | Nov 9, 2017 |
| Book Page | 003426/001356 |
| Instrument | 19412 |
| Name | FIRST BK |
|---|---|
| Type | Bank |
| Address | TROYTROY, NC 27371 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Catawba County assessment roll, as of August 3, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Catawba County |
| Unified School District | Catawba County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,056,700 (-) Land $90,500 Building $966,200 | ||
| 2025 | $4,211.00 (-19.08%) | $1,056,700 (+75.91%) Land $90,500 Building $966,200 | |
| 2024 | $5,204.00 (+2.08%) | ||
| 2023 | $5,098.00 | $600,700 Land $69,200 Building $531,500 | $1,056,700 Land $90,500 Building $966,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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