Montgomery County property record for 3481 Marthas Chapel Rd, Cunningham, TN 37052
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,550 sqft · built 2022 |
| Lot Size | 5.49 acres (239,144 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,279 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 123 67.02 17123 |
| Primary APN | 123 67.02 17123 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,550 sqft Living Area |
| 1st Floor Area | 1,550 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Metal |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 239,144 sqft (5.49 acres) |
| Garage Area | 1,500 sqft |
| Cooling System | HVAC |
|---|
| Street Address | 3481 MARTHAS CHAPEL RD |
|---|---|
| City | CUNNINGHAM |
| State | TN |
| Zip | 37052-5127 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Jurisdiction | MONTGOMERY TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 101702 |
3481 Marthas Chapel Rd, a single family home, is owned by an individual.
Source: Montgomery County records, as of May 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Property Address | 3481 MARTHAS CHAPEL RD, CUNNINGHAM, TN 37052-5127 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2024 |
| Title Company | FREEDOM TITLE SERVICES, FREEDOM TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 02257/2529 |
|---|---|
| Date | Oct 12, 2022 |
| Book Page | 2257/2529 |
| Instrument | 1400813 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 3, 2032 |
The 2025 property tax bill for 3481 Marthas Chapel Rd was $3,279.
Source: Montgomery County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Montgomery County |
| Unified School District | Clarksville-Montgomery County School System (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,279.00 | $106,825 | $427,300 Land $110,800 Building $316,500 |
| 2023 | $346.00 (-0.29%) | $11,600 (-) | |
| 2022 | $347.00 | $11,600 | $46,400 Land $46,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3481 Marthas Chapel Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3481 Marthas Chapel Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CUNNINGHAM UTILITY DISTRICT serves 16,068 people · EPA ID TN0000167 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Cumberland Connect Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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