35442 Monterra Cir, Union City, CA 94587 Property Records

Alameda County property record for 35442 Monterra Cir, Union City, CA 94587

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 1,708 sqft · built 2001
Lot Size0.136 acres (5,903 sqft)
Owner2 Individual Names on File
Last Sale$1,188,000 (Aug 2022)
Tax Bill$14,009 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Oct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN87-20-50

Property Details

APN / Parcel Number

Primary APN87-20-50
Alternative APN
  • 087-0020-050-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Units84 Units
Stories2 Stories
Building Area1,708 sqft Living Area
Exercise RoomExercise Room

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Construction TypeWood
Lot Area5,903 sqft (0.136 acres)
View / LotAverage
Parking Spaces1 Parking Space

Location & Zoning

Street Address35442 MONTERRA CIR
CityUNION CITY
StateCA
Zip94587-8074
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionBK: P254 PAGE: 59 LOT: 1 BLDG: UNIT:705
Legal SubdivisionPARCEL MAP 7408
JurisdictionALAMEDA CA
Township / Civil DivisionFREMONT
Census Block Group3
Census Block3008
Census Tract440338

Owner

35442 Monterra Cir, a condominium, is owned and occupied by two individuals who bought it in August 2022.

Source: Alameda County records, as of August 5, 2026

Owner of Record2 Individual Names on File
Mailing Address35442 MONTERRA CIR, UNION CITY, CA 94587-8074
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 22, 2022Grant Deed, Transfer · Conventional Mortgage
BANK OF AMERICA NA
Oct 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
GOOGAIN INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 22, 2022 · Amount on File
Deed SaleAug 22, 2022 · Amount on File
Prior SaleMay 18, 2007 · Amount on File
Deed Document Number2022145799
Record UpdatedOct 29, 2026

August 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionALAMEDA CA
Recording DateAug 22, 2022
Property Address35442 MONTERRA CIR, UNION CITY, CA 94587-8074
Document Number0000145799
Map ReferenceMB 254 PG 59-64
Instrument DateAug 18, 2022
Instrument2022145799
Transaction TypeTransfer
Record UpdatedSep 14, 2022
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address35442 MONTERRA CIR, UNION CITY, CA 94587-8074

Mortgage

Document Number0000145800
DateAug 22, 2022
Instrument2022145800
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2052
Interest
Rate TypeAdjustable Rate
Rate4.25%
Type Change DateSep 1, 2032
Change Frequency6 Months
Min Rate At Change2.62%
Max Rate At Change9.25%
IndexOther
Max Rate9.25%

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALAMEDA CA
Property Address35442 MONTERRA CIR, UNION CITY, CA 94587-8074
Transaction TypeMortgage
Record UpdatedOct 27, 2021
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address35442 MONTERRA CIR, UNION CITY, CA 94587-8074

Mortgage

Document Number0000336920
DateOct 8, 2021
Instrument2021336920
Lender
NameGOOGAIN INC
TypeMortgage Company
AddressSUNNYVALE, CA 94086
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueNov 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 35442 Monterra Cir was $14,009 with a homeowner's exemption.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyAlameda County
MunicipalityUnion City
Unified School DistrictNew Haven Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,024,000 (-1.16%) Land $309,300 Building $721,700
2025$14,009.00 Homeowner's exemption$1,036,000 Land $310,800 Building $725,200
2023$14,340.00$1,092,000 Land $327,600 Building $764,400$1,045,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 35442 Monterra Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 35442 Monterra Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALAMEDA COUNTY WATER DISTRICT
serves 344,000 people · EPA ID CA0110001
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Tekify Fiber & Wireless
Fixed Wireless
1,000 / 1,000
RobinsonHSS
Fixed Wireless
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Sail Internet
Fixed Wireless · DSL in parts of the area
200 / 100
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks.

Nearby Properties on Monterra Cir

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