35441 Monterra Cir, Union City, CA 94587 Property Records

Alameda County property record for 35441 Monterra Cir, Union City, CA 94587

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,015 sqft · built 2001
Lot Size	0.136 acres (5,903 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (May 2004)
Tax Bill	$8,020 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`87-20-32`

Property Details

APN / Parcel Number

Primary APN	`87-20-32`
Alternative APN	`087-0020-032-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Units	84 Units
Stories	2 Stories
Building Area	1,015 sqft Living Area
Exercise Room	Exercise Room

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Construction Type	Wood
Lot Area	5,903 sqft (0.136 acres)
View / Lot	Average
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	35441 MONTERRA CIR
City	UNION CITY
State	CA
Zip	94587-8076
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	BK: P254 PAGE: 59 LOT: 1 BLDG: UNIT:501
Legal Subdivision	PARCEL MAP 7408
Legal Lot Number	1
Legal Unit	501
Jurisdiction	ALAMEDA CA
Township / Civil Division	FREMONT
Census Block Group	3
Census Block	3000
Census Tract	440338

Owner

35441 Monterra Cir, a condominium, is owned and occupied by two individuals who acquired it in July 2020.

Source: Alameda County records, as of August 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	35441 MONTERRA CIR, UNION CITY, CA 94587-8076
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 9, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage NATIONS RELIABLE LENDING LLC
Apr 9, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2004 · Amount on File
Deed Sale	May 14, 2004 · Amount on File
Prior Sale	Dec 14, 2001 · Amount on File
Deed Document Number	2004213121
Last Transfer Date	Jul 2, 2020
Transfer Doc	0000159502
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	35441 MONTERRA CIR, UNION CITY, CA 94587-8076
Transaction Type	Mortgage
Record Updated	Oct 20, 2021
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2462 PECAN ST, UNION CITY, CA 94587-1900

Mortgage

Document Number	0000329461
Date	Oct 1, 2021
Instrument	2021329461

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2041

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Jul 9, 2020
Property Address	35441 MONTERRA CIR, UNION CITY, CA 94587-8076
Document Number	0000159502
Map Reference	MB 254 PG 59-64
Instrument Date	Jul 2, 2020
Instrument	2020159502
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	35441 MONTERRA CIR, UNION CITY, CA 94587-8076

Mortgage

Document Number	0000159503
Date	Jul 9, 2020
Instrument	2020159503

Lender

Name	NATIONS RELIABLE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2040

April 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ALAMEDA CA
Recording Date	Apr 9, 2018
Property Address	35441 MONTERRA CIR, UNION CITY, CA 94587-8076
Document Number	0000070374
Instrument Date	Mar 1, 2018
Instrument	70374
Transaction Type	Transfer
Record Updated	Apr 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	35441 MONTERRA CIR UNION CITY CA 945878076, UNION CITY, CA 94587-8076

Tax Assessment & Valuation

The 2025 property tax bill for 35441 Monterra Cir was $8,020.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Union City
Unified School District	New Haven Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$565,554 (+2%) Land $169,666 Building $395,888
2025	$8,020.00	$554,466 Land $166,340 Building $388,126
2023	$7,519.00	$532,938 Land $159,881 Building $373,057	$680,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 35441 Monterra Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 35441 Monterra Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Tekify Fiber & Wireless Fixed Wireless	1,000 / 1,000
RobinsonHSS Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Sail Internet Fixed Wireless · DSL in parts of the area	200 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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