35440 Monterra Cir, Union City, CA 94587 Property Records

Alameda County property record for 35440 Monterra Cir, Union City, CA 94587

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,015 sqft · built 2001
Lot Size	0.136 acres (5,903 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (Aug 2004)
Tax Bill	$8,494 (2025)
Deeds & Mortgages	Aug 2023 Transfer Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`87-20-51`

Property Details

APN / Parcel Number

Primary APN	`87-20-51`
Alternative APN	`087-0020-051-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Units	84 Units
Stories	2 Stories
Building Area	1,015 sqft Living Area
Exercise Room	Exercise Room

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Construction Type	Wood
Lot Area	5,903 sqft (0.136 acres)
View / Lot	Average
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	35440 MONTERRA CIR
City	UNION CITY
State	CA
Zip	94587-8074
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	BK: P254 PAGE: 59 LOT: 1 BLDG: UNIT:706
Legal Subdivision	UNION CITY MONTE VISTA
Legal Lot Number	1
Legal Unit	706
Jurisdiction	ALAMEDA CA
Township / Civil Division	FREMONT
Census Block Group	3
Census Block	3008
Census Tract	440338

Owner

35440 Monterra Cir, a condominium, is owned and occupied by two individuals who acquired it in August 2023.

Source: Alameda County records, as of August 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	35440 MONTERRA CIR, UNION CITY, CA 94587-8074
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2023	Intrafamily Transfer, Transfer
Dec 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Aug 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2004 · Amount on File
Deed Sale	Aug 25, 2004 · Amount on File
Prior Sale	Feb 28, 2002 · Amount on File
Deed Document Number	2004385868
Last Transfer Date	Aug 4, 2023
Transfer Doc	0000090308
Record Updated	Sep 20, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Aug 9, 2023
Property Address	35440 MONTERRA CIR, UNION CITY, CA 94587-8074
Document Number	0000090308
Map Reference	MB 254 PG 59-64
Instrument Date	Aug 4, 2023
Instrument	2023090308
Transaction Type	Transfer
Record Updated	Sep 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	35440 MONTERRA CIR, UNION CITY, CA 94587-8074

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	35440 MONTERRA CIR, UNION CITY, CA 94587-8074
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35440 MONTERRA CIR, UNION CITY, CA 94587-8074

Mortgage

Document Number	0000328981
Date	Dec 1, 2020
Instrument	2020328981

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	178 Months
Due	Oct 1, 2035

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	35440 MONTERRA CIR, UNION CITY, CA 94587-8074
Document Number	0000169979
Instrument Date	Aug 22, 2018
Transaction Type	Mortgage
Record Updated	Sep 21, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	35440 MONTERRA CIR UNION CITY CA 945878074, UNION CITY, CA 94587-8074

Mortgage

Document Number	0000169979
Date	Aug 30, 2018
Instrument	169979

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 29, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 35440 Monterra Cir was $8,494 with a homeowner's exemption.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Union City
Unified School District	New Haven Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$604,024 (+0.83%) Land $183,307 Building $427,717
2025	$8,494.00 Homeowner's exemption	$599,045 Land $179,713 Building $419,332
2023	$7,961.00 (+1.62%) Homeowner's exemption	$575,790 (+2%) Land $172,737 Building $403,053	$748,980
2022	$7,834.00 Homeowner's exemption	$564,503 Land $169,351 Building $395,152

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 35440 Monterra Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 35440 Monterra Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Tekify Fiber & Wireless Fixed Wireless	1,000 / 1,000
RobinsonHSS Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Sail Internet Fixed Wireless · DSL in parts of the area	200 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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