3544 Seagrape Ct, Waldorf, MD 20602 Property Records

Charles County property record for 3544 Seagrape Ct, Waldorf, MD 20602

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,886 sqft · built 1984
Lot Size0.211 acres (9,180 sqft)
OwnerIndividual Name on Record
Last Sale$315,000 (Mar 2020)
Tax Bill$12,111 (2025)
Deeds & MortgagesJun 2023 Line of Credit
Mar 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-139736

Property Details

APN / Parcel Number

Primary APN06-139736
Alternative APNs
  • 6139736
  • 139736

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,886 sqft Living Area
Gross Area2,702 sqft
1st Floor Area982 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area9,180 sqft (0.211 acres)
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal

Location & Zoning

Account Number139736
Street Address3544 SEAGRAPE CT
CityWALDORF
StateMD
Zip20602-2649
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 73 BLK E HUNTINGTON NEIGHBORHOOD ST CHARLES AREA C SEC2
Legal SubdivisionST CHARLES
Legal BlockE
Legal Lot Number73
JurisdictionCHARLES MD
Township / Civil Division6, WALDORF
Census Block Group1
Census Block1004
Census Tract850905

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3544 SEAGRAPE CT, WALDORF, MD 20602-2649
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2023Deed of Trust, Mortgage · Line of Credit
US BANK NA
Mar 5, 2020Deed, Transfer · VA Mortgage
C&F MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 5, 2020 · Amount on Record
Deed SaleMar 5, 2020 · Amount on Record
Prior SaleJun 10, 2010 · Amount on Record
Deed Book / Page11034 / 173
Transfer Doc0045630413
Record UpdatedOct 29, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address3544 SEAGRAPE CT, WALDORF, MD 20602-2649
Transaction TypeMortgage
Record UpdatedJun 19, 2023
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3544 SEAGRAPE CT, WALDORF, MD 20602-2649

Mortgage

Document Number0129520465
DateJun 2, 2023
Book Page12952/465
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJun 1, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2020: Deed, Transfer

Document TypeDeed
JurisdictionCHARLES MD
Recording DateMar 5, 2020
Property Address3544 SEAGRAPE CT, WALDORF, MD 20602-2649
Document Number0110340173
Book / Page11034 / 173
Map ReferenceMB 33 FO 17
Instrument DateFeb 28, 2020
Transaction TypeTransfer
Record UpdatedAug 16, 2021
Title CompanyCLA TITLE & ESCROW

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,362.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3544 SEAGRAPE CT, WALDORF, MD 20602-2649

Mortgage

Document Number1103181
DateMar 5, 2020
Instrument1103/181
Lender
NameC&F MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2050

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$428,300 (+5.52%)$450,700 (-) Land $126,100 Building $324,600
2025$12,111.00 (+149.2%)$405,900 (+17.88%)$450,700 (+17.52%) Land $126,100 Building $324,600
2023$4,860.00$344,333$383,500 Land $126,100 Building $257,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims1 (2020)
Most Recent ClaimJul 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALDORF - CHARLES COUNTY DPW
serves 84,296 people · EPA ID MD0080049
Water SourcePurchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State InspectionJul 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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