3540 Seagrape Ct, Waldorf, MD 20602 Property Records

Charles County property record for 3540 Seagrape Ct, Waldorf, MD 20602

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,572 sqft · built 1986
Lot Size	0.217 acres (9,465 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Apr 2026)
Tax Bill	$9,323 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-139701`

Property Details

APN / Parcel Number

Primary APN	`06-139701`
Alternative APNs	`6139701` `139701`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,572 sqft Living Area
Gross Area	1,948 sqft
1st Floor Area	1,572 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,465 sqft (0.217 acres)
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Deck Area	256 sqft
Patio Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	139701
Street Address	3540 SEAGRAPE CT
City	WALDORF
State	MD
Zip	20602-2649
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 71 BLK E HUNTINGTON NEIGHBORHOOD ST CHARLES AREA C SEC 2
Legal Subdivision	ST CHARLES
Legal Block	E
Legal Lot Number	71
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	1
Census Block	1004
Census Tract	850905

Owner

3540 Seagrape Ct is owned and occupied by an individual who bought it in April 2026.

Source: Charles County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	3540 SEAGRAPE CT, WALDORF, MD 20602-2649
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2026 · Amount on File
Deed Sale	Apr 17, 2026 · Amount on File
Prior Sale	Jan 9, 2001 · Amount on File
Deed Book / Page	14037 / 108
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Apr 17, 2026
Property Address	3540 SEAGRAPE CT, WALDORF, MD 20602-2649
Document Number	1403000108
Book / Page	14037 / 108
Instrument Date	Apr 1, 2026
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	QUANTUM TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$404,000.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	3540 SEAGRAPE CT, WALDORF, MD 20602-2649

Mortgage

Document Number	1403000113,
Date	Apr 17, 2026
Book Page	14037/113

Lender

Name	CAPITAL BK NA

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 3540 Seagrape Ct was $9,323.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$312,333 (+4.09%)	$324,600 (-) Land $126,100 Building $198,500
2025	$9,323.00	$300,067	$324,600 Land $126,100 Building $198,500
2023	$3,894.00	$271,467	$287,800 Land $126,100 Building $161,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3540 Seagrape Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Jul 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3540 Seagrape Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20