Charles County property record for 3538 Seagrape Ct, Waldorf, MD 20602
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,886 sqft · built 1985 |
| Lot Size | 0.211 acres (9,180 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $265,000 (Oct 2017) |
| Tax Bill | $10,385 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Oct 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-139698 |
| Primary APN | 06-139698 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,886 sqft Living Area |
| Gross Area | 2,006 sqft |
| 1st Floor Area | 982 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 9,180 sqft (0.211 acres) |
| Porch | Open Porch |
| Porch Area | 120 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 139698 |
|---|---|
| Street Address | 3538 SEAGRAPE CT |
| City | WALDORF |
| State | MD |
| Zip | 20602-2649 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 70 BLK E HUNTINGTON NEIGHBORHOOD ST CHARLES AREA C SEC 2 |
| Legal Subdivision | ST CHARLES |
| Legal Block | E |
| Legal Lot Number | 70 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 850905 |
3538 Seagrape Ct is owned and occupied by two individuals who bought it in October 2017.
Source: Charles County records, as of September 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3538 SEAGRAPE CT, WALDORF, MD 20602-2649 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 1, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Oct 18, 2017 | Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 18, 2017 · Amount on File |
| Deed Sale | Oct 18, 2017 · Amount on File |
| Prior Sale | May 2, 2000 · Amount on File |
| Deed Book / Page | 10034 / 150 |
| Prior Transfer Date | Mar 31, 2016 |
| Prior Transfer Doc | 0093210085 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 3538 SEAGRAPE CT, WALDORF, MD 20602-2649 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3538 SEAGRAPE CT, WALDORF, MD 20602-2649 |
| Document Number | 0124820484 |
|---|---|
| Date | Apr 1, 2022 |
| Book Page | 12482/484 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Oct 18, 2017 |
| Property Address | 3538 SEAGRAPE CT, WALDORF, MD 20602-2649 |
| Document Number | 0100340150 |
| Book / Page | 10034 / 150 |
| Map Reference | MB33 FO17 |
| Instrument Date | Oct 6, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | SOUTHERN MARYLAND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3538 SEAGRASS CT, WALDORF, MD 20602 |
| Document Number | 0010034157 |
|---|---|
| Date | Oct 18, 2017 |
| Instrument | 10034/157 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2047 |
The 2025 property tax bill for 3538 Seagrape Ct was $10,385.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $357,333 (+4.98%) | $374,300 (-) Land $126,100 Building $248,200 | |
| 2025 | $10,385.00 | $340,367 | $374,300 Land $126,100 Building $248,200 |
| 2023 | $4,257.00 | $298,867 | $323,400 Land $126,100 Building $197,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3538 Seagrape Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Jul 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3538 Seagrape Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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