Osceola County property record for 3544 Packard Ave, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Other > Rural Improved / Non-Residential |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Architecture Style | Mobile/Manufactured |
| Year Built | Built 1973 |
| Square Footage | 1,344 sqft Heated Area |
| Lot Size | 212,268 sqft (4.87 acres) |
| Last Sale | $260,000 (2024) |
| Tax Bill | $1,697.00 (2025) |
| Primary APN | 98395 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,344 sqft Heated Area |
| 1st Floor | 2,264 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1973 |
|---|---|
| Architectural Style | Mobile/Manufactured Style |
| Exterior Material | Aluminum Siding Exterior |
| Foundation Type | Pier/Post & Beam Foundation |
| Roof Material | Metal Roof |
| Lot Area | 212,268 sqft (4.87 acres) |
| Deck Area | 156 sqft Deck |
| Porch | 1 Porch |
| Porch Area | 480 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 98395 |
|---|---|
| Street Address | 3544 PACKARD AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7338 |
| Property Usage | Other Property Usage |
| Type | Other > Rural Improved / Non-Residential |
| Legal Description | ST CLOUD MANOR EST 2 PB 1 PG 365 A PORTION OF LOT 106: COM AT THE NW COR OF LOT 106, S89-45-49E 282.43 FT TO POB; S01-02-53E |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 30 |
| Legal Subdivision | ST CLOUD MANOR EST 2 |
| Legal Tract | 5080 |
| Legal Block | 1 |
| Legal Lot Number | 106 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1026 |
| Census Tract | 43304 |
Source: Osceola County records · APN 98395
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2764 EAST LAKE RD, KISSIMMEE, FL 34744-9312 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 12, 2024 | Deed of Trust, Mortgage · Line of Credit THEODORE LAMONTAGNE AND BARBARA LAMONTAG |
| Apr 04, 2024 | Warranty Deed, Transfer · Line of Credit THEODORE LAMONTAGNE AND BARBARA LAM |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 04, 2024 · Amount on Record |
| Deed Sale | Apr 04, 2024 · Amount on Record |
| Prior Sale | Jun 27, 2002 |
| Deed Doc Number | 2024042972 |
| Deed Book / Page | 6576 / 2998 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3544 PACKARD AVE, SAINT CLOUD, FL 34772-7338 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3544 PACKARD AVE, SAINT CLOUD, FL 34772-7338 |
| Document Number | 0065811597 |
|---|---|
| Date | Apr 12, 2024 |
| Book Page | 6581/1597 |
| Instrument | 2024047192 |
| Name | THEODORE LAMONTAGNE AND BARBARA LAMONTAG |
|---|---|
| Type | Non-Lending Institution |
| Address | 3524 PACKARD AVE, SAINT CLOUD, FL 34772 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 49 Months |
| Due | May 01, 2028 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 04, 2024 |
| Property Address | 3544 PACKARD AVE, SAINT CLOUD, FL 34772-7338 |
| Document Number | 0065762998 |
| Book / Page | 6576 / 2998 |
| Instrument Date | Apr 03, 2024 |
| Instrument | 2024042972 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,820.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3524 PACKARD AVE, SAINT CLOUD, FL 34772-7333 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 2764 EAST LAKE RD, KISSIMMEE, FL 34744-9312 |
| Document Number | 2024047192 |
|---|---|
| Date | Apr 04, 2024 |
| Instrument | 2024047192 |
| Name | THEODORE LAMONTAGNE AND BARBARA LAM |
|---|---|
| Type | Non-Lending Institution |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 49 Months |
| Due | May 01, 2028 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,697.00 (-48.25%) | $122,500 (-37.85%) Land $122,200 Building $300 | $122,500 (-37.85%) Land $122,200 Building $300 |
| 2023 | $3,279.00 (-22.99%) | $197,100 (-28.46%) Land $97,400 Building $99,700 | $197,100 (-28.46%) Land $97,400 Building $99,700 |
| 2022 | $4,258.00 | $275,500 Land $155,900 Building $119,600 | $275,500 Land $155,900 Building $119,600 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Moderate above 58% of the US · above 30% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 575 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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