Osceola County property record for 3545 Packard Ave, Saint Cloud, FL 34772 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2003 |
| Square Footage | 1,652 sqft Living Area |
| Lot Size | 104,805 sqft (2.4 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $309,500 (2017) |
| Tax Bill | $3,324.00 (2024) |
| Primary APN | 30-26-31-5080-0001-1070 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,652 sqft Living Area |
| Gross Area | 2,945 sqft Gross Area |
| 1st Floor | 1,652 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 104,805 sqft (2.4 acres) |
| Parking Spaces | 4 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 1,178 sqft Garage |
| Pool Type | In-Ground Pool Pool Type |
|---|---|
| Pool Area | 25 sqft Pool |
| Shed | 1 Shed |
| Shed Area | 256 sqft Shed |
| Deck Area | 1,198 sqft Deck |
| Patio Area | 1,240 sqft Patio |
| Porch Area | 43 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 3545 PACKARD AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7302 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ST CLOUD MANOR EST UNIT 2 PB 1 PG 365 PT LOT 107 BEG SW COR, N 293.5 FT, E 354.81 FT, S 293.35 FT, W 354.81 FT TO POB LESS W 7.5 FT |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 30 |
| Legal Subdivision | ST CLOUD MANOR ESTATES UNIT 2 |
| Legal Tract | 5080 |
| Legal Block | 1070 |
| Legal Lot Number | 107 |
| Legal Unit | 2P |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1027 |
| Census Tract | 43304 |
Source: Osceola County records · APN 30-26-31-5080-0001-1070
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 3545 PACKARD AVE, SAINT CLOUD, FL 34772-7302 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Trust |
| Date | Document |
|---|---|
| Mar 12, 2026 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| May 06, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FBC MORTGAGE LLC |
| Sep 19, 2017 | Warranty Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 19, 2017 · Amount on Record |
| Deed Sale | Sep 19, 2017 · Amount on Record |
| Prior Sale | May 13, 1998 · Amount on Record |
| Deed Doc Number | 2017132655 |
| Deed Book / Page | 5209 / 2612 |
| Last Transfer Date | Mar 10, 2026 |
| Transfer Doc | 0069360798 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 12, 2026 |
| Property Address | 3545 PACKARD AVE, SAINT CLOUD, FL 34772-7302 |
| Document Number | 0069360798 |
| Book / Page | 6936 / 798 |
| Map Reference | MB 1 PG 365 |
| Instrument Date | Mar 10, 2026 |
| Instrument | 2026032507 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3545 PACKARD AVE, SAINT CLOUD, FL 34772-7302 |
| Name | Verified Name |
|---|---|
| Address | 3545 PACKARD AVE, SAINT CLOUD, FL 34772-7302 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3545 PACKARD AVE, SAINT CLOUD, FL 34772-7302 |
| Transaction Type | Mortgage |
| Record Updated | Feb 08, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0057181747 |
|---|---|
| Date | May 06, 2020 |
| Book Page | 5718/1747 |
| Instrument | 2020060915 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ORLANDO, FL 32801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 19, 2017 |
| Property Address | 3545 PACKARD AVE, SAINT CLOUD, FL 34772-7302 |
| Document Number | 0052092612 |
| Book / Page | 5209 / 2612 |
| Map Reference | MB1 PG365 |
| Instrument Date | Sep 18, 2017 |
| Instrument | 2017132655 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,166.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4625 LAKE SHORE DR, 4625, SAINT CLOUD, FL 34772-8448 |
| Name | Verified Name |
|---|---|
| Address | 3545 PACKARD AVE, SAINT CLOUD, FL 34772-7302 |
| Document Number | 0052092613 |
|---|---|
| Date | Sep 19, 2017 |
| Instrument | 5209/2613 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2047 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,503.00 (+5.39%) Homeowner's exemption | $242,281 (+5.99%) | $435,600 (+3.64%) Land $115,400 Building $320,200 |
| 2024 | $3,324.00 (+2.18%) | ||
| 2023 | $3,253.00 (+4.36%) Homeowner's exemption | $228,596 (+3%) | $420,300 (+18.16%) Land $114,300 Building $306,000 |
| 2022 | $3,117.00 Homeowner's exemption | $221,938 | $355,700 Land $91,400 Building $264,300 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Wildfire Risk | Moderate above 58% of the US · above 31% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 562 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures