3544 Osprey Cv, Terrell, NC 28682 Property Records

Catawba County property record for 3544 Osprey Cv, Terrell, NC 28682

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,416 sqft · built 2017
Lot Size	1.27 acres (55,321 sqft)
Owner	2 Individual Names on File
Last Sale	$1,055,000 (Sep 2019)
Tax Bill	$6,133 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage Feb 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4627-05-07-8573`

Property Details

APN / Parcel Number

Primary APN	`4627-05-07-8573`
Alternative APN	`0804083`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	4,416 sqft Living Area
1st Floor Area	2,350 sqft
Basement Area	2,036 sqft
Finished Basement	2,036 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Conventional
Exterior Material	Fiber Cement Siding
Lot Area	55,321 sqft (1.27 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3544 OSPREY CV
City	TERRELL
State	NC
Zip	28682-9801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-30
Legal Description	LOT 4 PLAT 77-38
Legal Subdivision	OSPREY COVE SUBDIVISION
Legal Lot Number	4
Jurisdiction	CATAWBA NC
Township / Civil Division	MOUNTAIN CREEK
Census Block Group	2
Census Block	2001
Census Tract	11505

Owner

Source: Catawba County records · APN 4627-05-07-8573

Assessment roll updated August 3, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3544 OSPREY CV, TERRELL, NC 28682-9801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage NEWREZ LLC
Feb 08, 2019	Loan Modification, Mortgage · Line of Credit US BK
Sep 04, 2018	Grant Deed, Construction Loan · Line of Credit HOUSING CAP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 13, 2019 · Amount on Record
Deed Sale	Sep 13, 2019 · Amount on Record
Prior Sale	Sep 04, 2018 · Amount on Record
Deed Document Number	201916061
Deed Book / Page	3526 / 1853
Record Updated	Sep 20, 2026

September 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Sep 13, 2019
Property Address	3544 OSPREY CV, TERRELL, NC 28682-9801
Document Number	0035261853
Book / Page	03526 / 1853
Map Reference	MB 77 PG 38
Instrument Date	Sep 10, 2019
Instrument	16061
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,110.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 3965, MOORESVILLE, NC 28117-3965

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3544 OSPREY COVE COURT, TERRELL, NC 28682-9801

Mortgage

Document Number	0000016062
Date	Sep 13, 2019
Instrument	16062

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2049

February 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CATAWBA NC
Recording Date	Feb 08, 2019
Property Address	3544 OSPREY CV, TERRELL, NC 28682-9801
Document Number	0034911464
Book / Page	003491 / 001464
Instrument Date	Jan 31, 2019
Instrument	2103
Transaction Type	Mortgage
Record Updated	Mar 01, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	236 RACEWAY DR #7 MOORESVILLE NC 281176518, 7, MOORESVILLE, NC 28117-6518

Mortgage

Document Number	34911464
Date	Feb 08, 2019
Book Page	003491/001464
Instrument	2103

Lender

Name	US BK
Type	Bank
Address	201 S TRYON ST # 2ND, CHARLOTTE, NC 28202-3212

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	CATAWBA NC
Recording Date	Sep 04, 2018
Property Address	3544 OSPREY CV, TERRELL, NC 28682-9801
Document Number	0034701500
Book / Page	003470 / 001500
Instrument Date	Aug 27, 2018
Instrument	15050
Transaction Type	Construction Loan
Record Updated	Oct 02, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$666.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 3965 MOORESVILLE NC 281173965, MOORESVILLE, NC 28117-3965
Investor	Possibly a Property Investor

Mortgage

Document Number	34701502
Date	Sep 04, 2018
Book Page	003470/001502
Instrument	15051

Lender

Name	HOUSING CAP
Type	Funding / Finance Company
Address	201 S TRYON ST # 2ND, CHARLOTTE, NC 28202-3212

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Catawba County records · Assessment roll updated August 3, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,538,900 (-) Land $540,900 Building $998,000
2025	$6,133.00 (-19.08%)	$1,538,900 (+69.04%) Land $540,900 Building $998,000
2024	$7,579.00 (+2.07%)
2023	$7,425.00	$910,400 Land $274,000 Building $636,400	$1,538,900 Land $540,900 Building $998,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Catawba County (37035C), as of September 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370350115052, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 69 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Osprey Cv

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures