3532 Osprey Cv, Terrell, NC 28682 Property Records

Catawba County property record for 3532 Osprey Cv, Terrell, NC 28682

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,375 sqft · built 2022
Lot Size	1.24 acres (54,014 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (Aug 2021)
Tax Bill	$6,409 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Dec 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4627-05-07-9631`

Property Details

APN / Parcel Number

Primary APN	`4627-05-07-9631`
Alternative APN	`0804094`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,375 sqft Living Area
1st Floor Area	2,114 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Fiber Cement Siding
Foundation Type	No Foundation
Lot Area	54,014 sqft (1.24 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	3532 OSPREY CV
City	TERRELL
State	NC
Zip	28682-9801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-30
Legal Description	PT LOT 3 PLAT 77-38
Legal Subdivision	OSPREY COVE
Legal Lot Number	3
Jurisdiction	CATAWBA NC
Township / Civil Division	MOUNTAIN CREEK
Census Block Group	2
Census Block	2001
Census Tract	11505

Owner

Source: Catawba County assessment roll, APN 4627-05-07-9631, as of August 3, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3532 OSPREY CV, TERRELL, NC 28682-9801
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Dec 23, 2020	Loan Modification, Mortgage HOUSING CAP
Jan 15, 2021	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 23, 2021 · Amount on Record
Deed Sale	Aug 23, 2021 · Amount on Record
Deed Document Number	202120342
Deed Book / Page	3681 / 1134
Last Transfer Date	May 08, 2025
Transfer Doc	0039410013
Record Updated	Sep 20, 2026

August 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Aug 23, 2021
Property Address	3532 OSPREY CV, TERRELL, NC 28682-9801
Document Number	0036811134
Book / Page	3681 / 1134
Map Reference	MB 77 PG 38
Instrument Date	Aug 18, 2021
Instrument	20342
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Tax	$900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	236 RACEWAY DR STE 7, 7, MOORESVILLE, NC 28117-6518

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3291 GOLDEN MEADOW CT STE 105, 105, POWELL, OH 43065-5168

Mortgage

Document Number	0000020343
Date	Aug 23, 2021
Instrument	20343

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Sep 01, 2052

December 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CATAWBA NC
Property Address	3532 OSPREY CV, TERRELL, NC 28682-9801
Document Number	0036270397
Instrument Date	Dec 23, 2020
Transaction Type	Mortgage
Record Updated	Feb 17, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	236 RACEWAY DR #7 MOORESVILLE NC 281176518, 7, MOORESVILLE, NC 28117-6518

Mortgage

Document Number	0036270397
Date	Jan 15, 2021
Book Page	003627/000397
Instrument	961

Lender

Name	HOUSING CAP
Type	Funding / Finance Company
Address	201 S TRYON ST, CHARLOTTE, NC 28202-3212

Agreement

Amount	Amount Recorded

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CATAWBA NC
Recording Date	Jan 15, 2021
Property Address	3532 OSPREY CV, TERRELL, NC 28682-9801
Document Number	0036270395
Book / Page	003627 / 000395
Instrument Date	Dec 17, 2020
Instrument	960
Transaction Type	Transfer
Record Updated	Feb 12, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,040.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 3965 MOORESVILLE NC 281173965, MOORESVILLE, NC 28117-3965

Tax Assessment & Valuation

Source: Catawba County assessment roll as of August 3, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,608,400 (+3.47%) Land $536,900 Building $1,071,500
2025	$6,409.00 (-13.45%)	$1,554,400 (+513.18%) Land $482,900 Building $1,071,500
2024	$7,405.00 (+22.99%)
2023	$6,021.00	$253,500	$1,608,400 Land $536,900 Building $1,071,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Catawba County (37035C), as of September 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370350115052, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 69 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

Cell Coverage

5G (outdoors only) and 4G LTE

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