3535 Osprey Cv, Terrell, NC 28682 Property Records

Catawba County property record for 3535 Osprey Cv, Terrell, NC 28682

Property Summary

Property Type	Vacant Land
Lot Size	1.41 acres (61,420 sqft)
Owner	Company Name on Record
Tax Bill	$2,663 (2023)
Deeds & Mortgages	Jun 2023 Construction Loan Oct 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4627-05-07-7683`

Property Details

APN / Parcel Number

Primary APN	`4627-05-07-7683`
Alternative APN	`0804093`

Exterior

Lot Area	61,420 sqft (1.41 acres)
Terrain	Rolling

Location & Zoning

Street Address	3535 OSPREY CV
City	TERRELL
State	NC
Zip	28682-9801
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	R-30
Legal Description	LOT 2 PLAT 77-38
Legal Lot Number	2
Jurisdiction	CATAWBA NC
Township / Civil Division	MOUNTAIN CREEK
Census Block Group	2
Census Block	2001
Census Tract	11505

Owner

Source: Catawba County records, as of December 4, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 3965, MOORESVILLE, NC 28117-3965
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2023	Warranty Deed, Construction Loan · Construction Mortgage US BANK NA
Oct 20, 2022	Deed of Trust, Mortgage · Commercial Mortgage MCU FINANCIAL CENTER CU
May 26, 2022	Warranty Deed, Transfer
Dec 23, 2020	Loan Modification, Mortgage · Line of Credit HOUSING CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2023
Deed Sale	Jun 15, 2023
Prior Sale	May 26, 2022 · Amount on Record
Deed Document Number	10497
Deed Book / Page	3815 / 457
Record Updated	Jun 7, 2026

June 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Jun 15, 2023
Property Address	3535 OSPREY CV, TERRELL, NC 28682-9801
Document Number	0038150457
Book / Page	3815 / 457
Map Reference	MB 77 PG 38
Instrument Date	Jun 6, 2023
Instrument	10497
Transaction Type	Construction Loan
Record Updated	Jul 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 3965, MOORESVILLE, NC 28117-3965

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3965, MOORESVILLE, NC 28117-3965
Investor	Possibly a Property Investor

Mortgage

Document Number	0000010498
Date	Jun 15, 2023
Instrument	10498

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	3535 OSPREY CV, TERRELL, NC 28682-9801
Transaction Type	Mortgage
Record Updated	Nov 28, 2022
Title Company	INVESTORS TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037751925
Date	Oct 20, 2022
Book Page	3775/1925
Instrument	22766

Lender

Name	MCU FINANCIAL CENTER CU
Type	Credit Union
Address	CLEVELAND, OH 44114

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Apr 28, 2023

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	May 26, 2022
Property Address	3535 OSPREY CV, TERRELL, NC 28682-9801
Document Number	0037470926
Book / Page	3747 / 926
Map Reference	MB 77 PG 38
Instrument Date	Apr 28, 2022
Instrument	12113
Transaction Type	Transfer
Record Updated	Dec 14, 2022

Transaction

Amount	Amount Recorded
Tax	$1,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 3965, MOORESVILLE, NC 28117-3965

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3965, MOORESVILLE, NC 28117-3965

December 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CATAWBA NC
Property Address	3535 OSPREY CV, TERRELL, NC 28682-9801
Document Number	0036270403
Instrument Date	Dec 23, 2020
Transaction Type	Mortgage
Record Updated	Feb 17, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	236 RACEWAY DR #7 MOORESVILLE NC 281176518, 7, MOORESVILLE, NC 28117-6518

Mortgage

Document Number	0036270403
Date	Jan 15, 2021
Book Page	003627/000403
Instrument	962

Lender

Name	HOUSING CAP
Type	Funding / Finance Company
Address	201 S TRYON ST, CHARLOTTE, NC 28202-3212

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Catawba County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,663.00 (+36.28%)	$277,200 (-) Land $277,200	$277,200 (-) Land $277,200
2022	$1,954.00	$277,200 Land $277,200	$277,200 Land $277,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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