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3543 Fairwaters Ct, Clermont, FL 34711 Property Records

Lake County property record for 3543 Fairwaters Ct, Clermont, FL 34711 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,503 sqft · built 2017
Lot Size0.099 acres (4,354 sqft)
OwnerIndividual Name on File
Last Sale$199,800 (Jul 2017)
Tax Bill$2,691 (2024)
Deeds & MortgagesMar 2024 Second Mortgage
Aug 2023 Second Mortgage
+ 3 more
Flood ZoneZone AE (high risk)
APN03-23-26-0116-000-009A0

Property Details

APN / Parcel Number

Primary APN03-23-26-0116-000-009A0
Alternative APN
  • 3902635

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,503 sqft Living Area
1st Floor Area1,503 sqft

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2024
Exterior MaterialBrick Veneer
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area4,354 sqft (0.099 acres)
Garage TypeFinished
Garage Area275 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area24 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number3902635
Street Address3543 FAIRWATERS CT
CityCLERMONT
StateFL
Zip34711-0011
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHERITAGE HILLS PHASE 6B PB 68 PG 6-7 LOT 9A ORB 4968 PG 2415
Legal Section03
Legal SubdivisionHERITAGE HILLS
Legal Phase6B
Legal Tract116
Legal Lot Number9A
JurisdictionLAKE FL
Township / Civil DivisionCLERMONT
Census Block Group1
Census Block1003
Census Tract31306

Owner

Source: Lake County records · APN 03-23-26-0116-000-009A0

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3543 FAIRWATERS CT UNIT A, A, CLERMONT, FL 34711-0011
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 13, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Aug 10, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
FAIRWINDS CU
Apr 06, 2022Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Feb 24, 2020Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC
Jul 10, 2017Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage
EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 10, 2017 · Amount on Record
Deed SaleJul 10, 2017 · Amount on Record
Deed Document Number2017073190
Deed Book / Page4968 / 2415
Record UpdatedJun 08, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address3543 FAIRWATERS CT, CLERMONT, FL 34711-0011
Transaction TypeMortgage
Record UpdatedMar 29, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address3543 FAIRWATERS CT A, A, CLERMONT, FL 34711-0011

Mortgage

Document Number0062981759
DateMar 13, 2024
Book Page6298/1759
Instrument2024029026
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueApr 01, 2044

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address3543 FAIRWATERS CT, CLERMONT, FL 34711-0011
Transaction TypeMortgage
Record UpdatedAug 23, 2023
Title CompanyMORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3543 FAIRWATERS CT, CLERMONT, FL 34711-0011

Mortgage

Document Number0061911912
DateAug 10, 2023
Book Page6191/1912
Instrument2023096824
Lender
NameFAIRWINDS CU
TypeCredit Union
AddressORLANDO, FL 32826
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueSep 01, 2038

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address3543 FAIRWATERS CT, CLERMONT, FL 34711-0011
Transaction TypeMortgage
Record UpdatedMay 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3543 FAIRWATEIS COURF A, CLERMONT, FL 34711

Mortgage

Document Number0059311961
DateApr 06, 2022
Book Page5931/1961
Instrument2022047956
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Address91831
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term349 Months
DueMay 01, 2051

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address3543 FAIRWATERS CT, CLERMONT, FL 34711-0011
Document Number0054350886
Instrument DateFeb 24, 2020
Transaction TypeMortgage
Record UpdatedJun 05, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address3543 FAIRWATERS CT #A CLERMONT FL 347110011, A, CLERMONT, FL 34711-0011

Mortgage

Document Number0054350886
DateMar 09, 2020
Book Page005435/000886
Instrument29204
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term300 Months
DueMar 08, 2045

July 2017: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionLAKE FL
Recording DateJul 10, 2017
Property Address3543 FAIRWATERS CT, CLERMONT, FL 34711-0011
Document Number0049682415
Book / Page4968 / 2415
Map ReferenceMB 68 PG 6
Instrument DateJun 30, 2017
Instrument2017073190
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 11, 2022
Title CompanyNORTH AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,398.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5750 FORUN DR310, 5750, ORLANDO, FL 32821

Transferred To (Grantee/Buyer)

NameVerified Name
Address3543 FAIRWATERS CT UNIT A, A, CLERMONT, FL 34711-0011

Mortgage

Document Number2017073191
DateJul 10, 2017
Instrument2017073191
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2047

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityClermont City
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$204,480 (+5.98%) Land $50,000 Building $154,480$268,042 (+2.93%) Land $50,000 Building $218,042
2024$2,691.00 (+2.24%)
2023$2,632.00 (+3.38%) Homeowner's exemption$192,940 (+3%)$260,419 (+7.31%) Land $50,000 Building $210,419
2022$2,546.00 Homeowner's exemption$187,320$242,669 Land $32,250 Building $210,419

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120690313061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation99.7 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 50 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies50 in force
Nearby Flood Claims4 (1995–2017)
Claims Outside the SFHA2 of 4
Most Recent ClaimSep 2017, other causes, Hurricane Irma
Claims By Storm
  • Hurricane Irma, Sep 2017 · 2 claims

Wildfire

Wildfire RiskModerate
above 62% of the US · above 36% of Florida
Wildfire LikelihoodAbout 1 in 490 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 95 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber2,000 / 1,000
SpectrumCable1,000 / 35
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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