Bay County property record for 3543 E 4th St, Panama City, FL 32401
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,196 sqft · built 1992 |
| Lot Size | 0.171 acres (7,492 sqft) |
| Owner | Company Name on Record |
| Last Sale | $99,000 (Dec 2021) |
| Tax Bill | $1,663 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Nov 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 23609-000-000 |
| Primary APN | 23609-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,196 sqft Heated Area |
| Gross Area | 1,244 sqft |
| 1st Floor Area | 2,060 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 7,492 sqft (0.171 acres) |
| Lot Dimensions | 75 ft deep x 100 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Porch |
|---|---|
| Porch Area | 88 sqft |
| Fence | Fence |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3543 E 4TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-5576 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | WHITING ADD (11.2) E 75' LOTS 11,12 BLK 4 ORB 4496 P 156 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 11 |
| Legal Subdivision | WHITING ADD |
| Legal Block | 4 |
| Legal Lot Number | 11,12 12 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 1000 |
Source: Bay County records, as of January 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3603 E 5TH ST, PANAMA CITY, FL 32401-5517 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Dec 8, 2021 | Warranty Deed, Transfer · Commercial Mortgage DICKENS FAMILY TRUST |
| Nov 15, 2021 | Warranty Deed, Transfer FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 8, 2021 · Amount on Record |
| Deed Sale | Dec 8, 2021 · Amount on Record |
| Prior Sale | Nov 15, 2021 · Amount on Record |
| Deed Document Number | 2021092929 |
| Deed Book / Page | 4496 / 156 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Dec 8, 2021 |
| Property Address | 3543 E 4TH ST, PANAMA CITY, FL 32401-5576 |
| Document Number | 0044960156 |
| Book / Page | 4496 / 156 |
| Map Reference | MB 7 PG 77 |
| Instrument Date | Dec 7, 2021 |
| Instrument | 2021092929 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Title Company | FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $693.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12323 COUNTRY CLUB DR, PANAMA CITY, FL 32404-2707 |
| Name | Verified Name |
|---|---|
| Address | 3603 E 5TH ST, PANAMA CITY, FL 32401-5517 |
| Document Number | 0004496158 |
|---|---|
| Date | Dec 8, 2021 |
| Instrument | 4496/158 |
| Name | DICKENS FAMILY TRUST |
|---|---|
| Type | Private Party |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 79 Months |
| Due | Jul 1, 2028 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Nov 15, 2021 |
| Property Address | 3543 E 4TH ST, PANAMA CITY, FL 32401-5576 |
| Document Number | 0044861169 |
| Book / Page | 4486 / 1169 |
| Map Reference | MB 7 PG 77 |
| Instrument Date | Nov 11, 2021 |
| Instrument | 2021087162 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Title Company | FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $525.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4956 ORMEWOOD AVE, JACKSONVILLE, FL 32207-7326 |
| Name | Verified Name |
|---|---|
| Address | 12323 COUNTRY CLUB DR, PANAMA CITY, FL 32404-2707 |
| Investor | Possibly a Property Investor |
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Springfield City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,663.00 (-2.35%) | $104,899 (+11.99%) Land $22,200 Building $82,699 | $104,899 (+11.99%) Land $22,200 Building $82,699 |
| 2023 | $1,703.00 (+17.29%) | $93,669 (+10.76%) Land $14,800 Building $78,869 | $93,669 (+10.76%) Land $14,800 Building $78,869 |
| 2022 | $1,452.00 | $84,572 Land $13,320 Building $71,252 | $84,572 Land $13,320 Building $71,252 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 11 (1979–2020) |
| Claims Outside the SFHA | 8 of 11 |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPRINGFIELD serves 8,075 people · EPA ID FL1030148 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jul 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber · Cable in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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