Bay County property record for 3511 E 4th St, Panama City, FL 32401
| Property Type | Mobile Home |
|---|---|
| Details | 2 bd · 2 ba · 825 sqft · built 2019 |
| Lot Size | 0.23 acres (10,018 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $7,500 (Oct 2009) |
| Tax Bill | $1,045 (2025) |
| Deeds & Mortgages | Sep 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 23145-000-000 |
| Primary APN | 23145-000-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 825 sqft Living Area |
| 1st Floor Area | 825 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Steel Frame |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 10,018 sqft (0.23 acres) |
| Lot Dimensions | 150 ft deep x 67 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3511 E 4TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-5505 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | 11 4S 14W-139-118C1 BEG 670 N & 252 E OF CEN SEC 11TH N 175 M/L TO R/WAY OF RR TH SELY ALG R/WAY 220 M/L TO PT E OF BEG TH W 135 M/L TO BEG ORB 153 P 529 ORB 3195 P 471 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 11 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 1000 |
3511 E 4th St, a mobile home, is owned and occupied by two individuals who acquired it in September 2025.
Source: Bay County records, as of October 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3511 E 4TH ST, PANAMA CITY, FL 32401-5505 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 29, 2009 · Amount on File |
| Deed Sale | Oct 29, 2009 · Amount on File |
| Deed Document Number | 200961702 |
| Deed Book / Page | 3195 / 471 |
| Last Transfer Date | Sep 12, 2025 |
| Transfer Doc | 0049520624 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Sep 12, 2025 |
| Property Address | 3511 E 4TH ST, PANAMA CITY, FL 32401-5505 |
| Document Number | 0049520624 |
| Book / Page | 4952 / 624 |
| Instrument Date | Sep 12, 2025 |
| Instrument | 2025052736 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2025 |
| Title Company | ISLER AND ASSOCIATES TITLE INC, ISLER & ASSOCIATES TITLE INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3511 E 4TH ST, PANAMA CITY, FL 32401-5505 |
| Name | Verified Name |
|---|---|
| Address | 3511 E 4TH ST, PANAMA CITY, FL 32401-5505 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 3511 E 4th St was $1,045, up 4.5% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Springfield City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,045.00 (+4.5%) | $54,880 (+5.49%) Land $20,250 Building $34,630 | $54,880 (+5.49%) Land $20,250 Building $34,630 |
| 2024 | $1,000.00 (+87.27%) | $52,024 (+9.68%) Land $18,022 Building $34,002 | $52,024 (+5.77%) Land $18,022 Building $34,002 |
| 2023 | $534.00 (+8.76%) Homeowner's exemption | $47,433 (+3%) | $49,187 (+6.81%) Land $13,500 Building $35,687 |
| 2022 | $491.00 Homeowner's exemption | $46,051 Land $12,150 Building $33,901 | $46,051 Land $12,150 Building $33,901 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3511 E 4th St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 11 (1979–2020) |
| Claims Outside the SFHA | 8 of 11 |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3511 E 4th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPRINGFIELD serves 8,075 people · EPA ID FL1030148 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jul 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber · Cable in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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