3607 E 4th St, Panama City, FL 32401 Property Records

Bay County property record for 3607 E 4th St, Panama City, FL 32401

Property Summary

Property TypeVacant Land
Details2 bd · 1 ba · 1,065 sqft · built 1953
Lot Size0.172 acres (7,492 sqft)
OwnerCompany Name on Record
Last Sale$23,019 (Oct 2022)
Tax Bill$207 (2025)
Deeds & MortgagesOct 2022 Foreclosure
Flood ZoneZone X (minimal risk)
APN23576-000-000

Property Details

APN / Parcel Number

Primary APN23576-000-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,065 sqft Living Area
1st Floor Area960 sqft
FlooringTile
Interior WallsWood

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Exterior MaterialOther
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,492 sqft (0.172 acres)
Lot Dimensions150 ft deep x 50 ft wide
PorchFlorida Room
Porch Area105 sqft

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemConvection

Location & Zoning

Street Address3607 E 4TH ST
CityPANAMA CITY
StateFL
Zip32401-5507
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionWHITING ADD LOT 15 BLK 1 ORB 4624 P 1285
Legal Range14W
Legal Township04S
Legal Section11
Legal SubdivisionWHITING ADD
Legal Block1
Legal Lot Number15
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group2
Census Block2000
Census Tract1000

Owner

Source: Bay County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address8724 SW 72ND ST, MIAMI, FL 33173-3512
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 25, 2022 · Amount on Record
Deed SaleOct 25, 2022 · Amount on Record
Prior SaleMar 21, 2012 · Amount on Record
Deed Document Number202278240
Deed Book / Page4624 / 1285
Record UpdatedOct 29, 2026

October 2022: Public Action, Foreclosure

Document TypePublic Action
JurisdictionBAY FL
Recording DateOct 25, 2022
Property Address3607 E 4TH ST, PANAMA CITY, FL 32401-5507
Document Number0046241285
Book / Page4624 / 1285
Map ReferenceMB 3576 PG 777
Instrument DateOct 25, 2022
Instrument2022078240
Transaction TypeForeclosure
Record UpdatedJan 15, 2024

Transaction

AmountAmount Recorded
Tax$161.70
Amount AccuracyTax Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8724 SW 72ND ST # 382, 382, MIAMI, FL 33173-3512

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalitySpringfield City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$207.00 (-37.84%)$12,100 (-9.36%)$15,000 (+12.36%) Land $15,000
2024$333.00 (+4.06%)$13,350 (+33.5%) Land $13,350$13,350 (+33.5%) Land $13,350
2023$320.00 (-27.11%)$10,000 (-60.42%) Land $10,000$10,000 (-60.42%) Land $10,000
2022$439.00$25,264 Land $9,000 Building $16,264$25,264 Land $9,000 Building $16,264

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims11 (1979–2020)
Claims Outside the SFHA8 of 11
Most Recent ClaimNov 2020 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Jul 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SPRINGFIELD
serves 8,075 people · EPA ID FL1030148
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionOct 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jul 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Fiber · Cable in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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