Anne Arundel County property record for 3542 S River Ter, Edgewater, MD 21037
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,763 sqft · built 1973 |
| Lot Size | 0.323 acres (14,050 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $925,000 (Jun 2004) |
| Tax Bill | $9,409 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Apr 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-480-06861650 |
| Primary APN | 01-480-06861650 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 4 Stories |
| Building Area | 2,763 sqft Living Area |
| Gross Area | 3,388 sqft |
| 1st Floor Area | 1,579 sqft |
| Basement Area | 1,184 sqft |
| Finished Basement | 1,184 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Split Foyer |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 14,050 sqft (0.323 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 625 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Deck Area | 401 sqft |
| Patio Area | 216 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Municipal |
| Account Number | 48006861650 |
|---|---|
| Street Address | 3542 S RIVER TER |
| City | EDGEWATER |
| State | MD |
| Zip | 21037-3245 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LTS 6 7 BK L SC 2 LOCH HAVEN |
| Legal Subdivision | LOCH HAVEN |
| Legal Block | L |
| Legal Lot Number | 6 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 7 |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 701202 |
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3542 S RIVER TER, EDGEWATER, MD 21037-3245 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 30, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Apr 26, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 22, 2004 · Amount on Record |
| Deed Sale | Jun 22, 2004 · Amount on Record |
| Prior Sale | Jan 28, 2003 |
| Deed Document Number | 20048676 |
| Deed Book / Page | 14987 / 675 |
| Last Transfer Date | Feb 17, 2022 |
| Transfer Doc | 0386480048 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 3542 S RIVER TER, EDGEWATER, MD 21037-3245 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2025 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 3542 S RIVER TER, EDGEWATER, MD 21037-3245 |
| Document Number | 0417830236 |
|---|---|
| Date | Oct 30, 2025 |
| Book Page | 41783/236 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Apr 26, 2022 |
| Property Address | 3542 S RIVER TER, EDGEWATER, MD 21037-3245 |
| Document Number | 0386480048 |
| Book / Page | 38648 / 48 |
| Map Reference | LB GTC 1317 FO 38 |
| Instrument Date | Feb 17, 2022 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 3542 SOUTH RIVER TER, EDGEWATER, MD 21037-3245 |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $955,900 (+5.95%) Land $551,300 Building $404,600 | $955,900 (-) Land $551,300 Building $404,600 | |
| 2025 | $9,409.00 (+2.15%) Homeowner's exemption | $902,200 (+13.51%) | $955,900 (+20.27%) Land $551,300 Building $404,600 |
| 2024 | $9,211.00 (+10.03%) | ||
| 2023 | $8,371.00 Homeowner's exemption | $794,800 Land $552,300 Building $242,500 | $794,800 Land $552,300 Building $242,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 79 policies |
| Nearby Flood Policies | 79 in force |
| Nearby Flood Claims | 2 (2024) |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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