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3539 S River Ter, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 3539 S River Ter, Edgewater, MD 21037

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,764 sqft · built 1946
Lot Size0.202 acres (8,800 sqft)
OwnerIndividual Name on File
Last Sale$410,000 (Mar 2020)
Tax Bill$4,766 (2025)
Deeds & MortgagesMar 2020 Sale
Oct 2019 Sale
Flood ZoneZone X (minimal risk)
APN01-480-02071500

Property Details

APN / Parcel Number

Primary APN01-480-02071500
Alternative APNs
  • 148002071500
  • 48002071500

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,764 sqft Living Area
Gross Area2,024 sqft
1st Floor Area1,764 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area8,800 sqft (0.202 acres)
Garage TypeAttached
Garage Area260 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area351 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number48002071500
Street Address3539 S RIVER TER
CityEDGEWATER
StateMD
Zip21037-3242
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal DescriptionLT 26 PT LT 27 BK M LOCH HAVEN BEACH
Legal SubdivisionLOCH HAVEN BEACH
Legal BlockM
Legal Lot Number26
JurisdictionANNE ARUNDEL MD
Township / Civil Division7
Census Block Group1
Census Block1013
Census Tract701202

Owner

3539 S River Ter is owned and occupied by an individual who bought it in March 2020.

Source: Anne Arundel County records, as of September 4, 2026

Owner of RecordIndividual Name on File
Mailing Address3539 S RIVER TER, EDGEWATER, MD 21037-3242
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 26, 2020Grant Deed, Transfer
SAGE TITLE GROUP LLC
Oct 2, 2019Grant Deed, Transfer
CLOSELINE SETTLEMENTS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 26, 2020 · Amount on File
Deed SaleMar 26, 2020 · Amount on File
Prior SaleOct 2, 2019 · Amount on File
Deed Book / Page34361 / 154
Transfer Doc0000002052
Record UpdatedOct 29, 2026

March 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionANNE ARUNDEL MD
Recording DateMar 26, 2020
Property Address3539 S RIVER TER, EDGEWATER, MD 21037-3242
Document Number0343610154
Book / Page034361 / 000154
Instrument DateMar 23, 2020
Transaction TypeTransfer
Record UpdatedApr 24, 2020
Title CompanySAGE TITLE GROUP LLC

Transaction

AmountAmount on Record
Tax$410.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address3539 S RIVER TER EDGEWATER MD 210373242, EDGEWATER, MD 21037-3242

October 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionANNE ARUNDEL MD
Recording DateOct 2, 2019
Property Address3539 S RIVER TER, EDGEWATER, MD 21037-3242
Document Number0336550405
Book / Page033655 / 000405
Instrument DateSep 30, 2019
Transaction TypeTransfer
Record UpdatedOct 28, 2019
Title CompanyCLOSELINE SETTLEMENTS LLC

Transaction

AmountAmount on Record
Tax$275.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address3171 PATUXENT RIVER RD DAVIDSONVILLE MD 210351402, DAVIDSONVILLE, MD 21035-1402

Tax Assessment & Valuation

The 2025 property tax bill for 3539 S River Ter was $4,766 with a homeowner's exemption.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$465,000 Land $260,400 Building $204,600$465,000 Land $260,400 Building $204,600
2025$4,766.00
2023$3,917.00 Homeowner's exemption$358,700 Land $204,400 Building $154,300$358,700 Land $204,400 Building $154,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3539 S River Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 79 policies
Nearby Flood Policies79 in force
Nearby Flood Claims2 (2024)
Most Recent ClaimJan 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3539 S River Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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