Anne Arundel County property record for 3541 S River Ter, Edgewater, MD 21037
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,912 sqft · built 2020 |
| Lot Size | 0.222 acres (9,670 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,100,000 (May 2024) |
| Tax Bill | $6,981 (2025) |
| Deeds & Mortgages | Mar 2021 Refinance Jun 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-480-03065500 |
| Primary APN | 01-480-03065500 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,912 sqft Living Area |
| Gross Area | 3,276 sqft |
| 1st Floor Area | 1,144 sqft |
| Basement Area | 624 sqft |
| Finished Basement | 624 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 9,670 sqft (0.222 acres) |
| Garage Type | Attached |
| Garage Area | 364 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 192 sqft |
| Deck Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 48003065500 |
|---|---|
| Street Address | 3541 S RIVER TER |
| City | EDGEWATER |
| State | MD |
| Zip | 21037-3242 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LT 25 PT LT 24 BK M LOCH HAVEN BEACH |
| Legal Subdivision | LOCH HAVEN BEACH |
| Legal Block | M |
| Legal Lot Number | 24 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 7 |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 701202 |
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3541 S RIVER TER, EDGEWATER, MD 21037-3242 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Mar 4, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BOAZ PROPERTIES LLC |
| Jun 5, 2021 | Deed, Transfer · Conventional Mortgage AMERIS BANK |
| Sep 18, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 14, 2024 · Amount on Record |
| Deed Sale | May 14, 2024 · Amount on Record |
| Prior Sale | Jun 5, 2021 · Amount on Record |
| Deed Book / Page | 40430 / 28 |
| Transfer Doc | 0160550155 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 3541 S RIVER TER, EDGEWATER, MD 21037-3242 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0362820229 |
|---|---|
| Date | Mar 4, 2021 |
| Book Page | 36282/229 |
| Name | BOAZ PROPERTIES LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | PURCELLVILLE, VA 20132 |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jun 5, 2021 |
| Property Address | 3541 S RIVER TER, EDGEWATER, MD 21037-3242 |
| Document Number | 0369180321 |
| Book / Page | 36918 / 321 |
| Map Reference | MB 19 PG 47 |
| Instrument Date | May 14, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2021 |
| Title Company | FREESTATE TITLE SERVICES/ANNAPOLIS, FREESTATE TTL SVCS OF ANNAPO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $11,250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3541 SOUTH RIVER TER, EDGEWATER, MD 21037-3242 |
| Document Number | 36918328 |
|---|---|
| Date | Jun 5, 2021 |
| Instrument | 36918/328 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Sep 18, 2019 |
| Property Address | 3541 S RIVER TER, EDGEWATER, MD 21037-3242 |
| Document Number | 0335860216 |
| Book / Page | 033586 / 000216 |
| Instrument Date | Aug 30, 2019 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $225.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3541 S RIVER TER EDGEWATER MD 210373242, EDGEWATER, MD 21037-3242 |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $655,500 (+7.18%) Land $224,000 Building $431,500 | $655,500 (-) Land $224,000 Building $431,500 | |
| 2025 | $6,981.00 (+2.32%) Homeowner's exemption | $611,600 (+16.76%) | $655,500 (+25.14%) Land $224,000 Building $431,500 |
| 2024 | $6,823.00 (+19.3%) | ||
| 2023 | $5,719.00 Homeowner's exemption | $523,800 Land $217,000 Building $306,800 | $523,800 Land $217,000 Building $306,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 79 policies |
| Nearby Flood Policies | 79 in force |
| Nearby Flood Claims | 2 (2024) |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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