3540 S 3rd Way, Ridgefield, WA 98642 Property Records

Clark County property record for 3540 S 3rd Way, Ridgefield, WA 98642

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,181 sqft · built 2006
Lot Size	0.113 acres (4,932 sqft)
Owner	2 Individual Names on File
Last Sale	$313 (Mar 2023)
Tax Bill	$4,254 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Sep 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0000000002138080`

Property Details

APN / Parcel Number

Primary APN	`0000000002138080`
Alternative APN	`213808094`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,181 sqft Living Area
Gross Area	2,643 sqft
1st Floor Area	953 sqft
2nd Floor Area	1,228 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Other
Roof Material	Concrete
Lot Area	4,932 sqft (0.113 acres)
Lot Dimensions	55 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3540 S 3RD WAY
City	RIDGEFIELD
State	WA
Zip	98642-5407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-4
Legal Description	CEDAR RIDGE PH 1 LOT 47 SUB 2007 FOR ASSESSOR USE ONLY CEDAR RIDGE PH 1 LOT 47 SUB 2007
Legal Range	1E
Legal Township	4N
Legal Section	20
Legal Subdivision	CEDAR RIDGE PH 1
Legal Phase	1
Legal Lot Number	47
Jurisdiction	CLARK WA
Township / Civil Division	RIDGEFIELD
Census Block Group	3
Census Block	3003
Census Tract	40303

Owner

3540 S 3rd Way is owned and occupied by two individuals who bought it in March 2023.

Source: Clark County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3540 S 3RD WAY, RIDGEFIELD, WA 98642-5407
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Sep 2, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 24, 2023	Intrafamily Transfer, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Mar 24, 2023	Intrafamily Transfer, Transfer AMROCK INC, AMROCK LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2023 · Amount on File
Deed Sale	Mar 24, 2023 · Amount on File
Prior Sale	Dec 18, 2009 · Amount on File
Deed Document Number	20236110871
Prior Transfer Date	Oct 14, 2022
Prior Transfer Doc	0006110871
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK WA
Property Address	3540 S 3RD WAY, RIDGEFIELD, WA 98642-5407
Transaction Type	Mortgage
Record Updated	Mar 16, 2026
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006145871
Date	Oct 2, 2023
Instrument	6145871

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2053

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK WA
Property Address	3540 S 3RD WAY, RIDGEFIELD, WA 98642-5407
Transaction Type	Mortgage
Record Updated	Mar 16, 2026
Title Company	ROCKET CLOSE LLC RESIDENTIAL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3540 S 3RD WAY, RIDGEFIELD, WA 98642-5407

Mortgage

Document Number	0006271481
Date	Sep 2, 2025
Instrument	6271481

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2045

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLARK WA
Recording Date	Mar 24, 2023
Property Address	3540 S 3RD WAY, RIDGEFIELD, WA 98642-5407
Document Number	0006110870
Map Reference	VOL 311 PG 280
Instrument Date	Oct 14, 2022
Instrument	6110870
Transaction Type	Transfer
Record Updated	Mar 16, 2026
Title Company	AMROCK INC, AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3540 S 3RD WAY, RIDGEFIELD, WA 98642-5407

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3540 S 3RD WAY, RIDGEFIELD, WA 98642-5407

Mortgage

Document Number	0006110872
Date	Mar 24, 2023
Instrument	6110872

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	356 Months
Due	Nov 1, 2052

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLARK WA
Recording Date	Mar 24, 2023
Property Address	3540 S 3RD WAY, RIDGEFIELD, WA 98642-5407
Document Number	0006110871
Map Reference	VOL 311 PG 280
Instrument Date	Oct 14, 2022
Instrument	6110871
Transaction Type	Transfer
Record Updated	Mar 16, 2026
Title Company	AMROCK INC, AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3540 S 3RD WAY, RIDGEFIELD, WA 98642-5407

Tax Assessment & Valuation

The 2025 property tax bill for 3540 S 3rd Way was $4,254.

Source: Clark County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Clark County
Municipality	Ridgefield City
Unified School District	Ridgefield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$450,456 (-9.91%) Land $131,878 Building $318,578	$450,456 (-9.91%) Land $131,878 Building $318,578
2025	$4,254.00	$499,999 (+4.15%) Land $150,496 Building $349,503	$499,999 (+4.15%) Land $150,496 Building $349,503
2024	$4,254.00 (+6.11%)	$480,081 (-0.41%) Land $145,000 Building $335,081	$480,081 (-0.41%) Land $145,000 Building $335,081
2023	$4,009.00	$482,062 (+16.88%) Land $145,000 Building $337,062	$482,062 (+16.88%) Land $145,000 Building $337,062
2022		$412,456 Land $104,423 Building $308,033	$412,456 Land $104,423 Building $308,033

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3540 S 3rd Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3540 S 3rd Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIDGEFIELD PUBLIC WORKS serves 21,225 people · EPA ID WA5372400
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

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