Clay County property record for 3540 Grayson Ln, Middleburg, FL 32068
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,861 sqft · built 2020 |
| Lot Size | 0.142 acres (6,186 sqft) |
| Owner | Individual Name on File |
| Last Sale | $315,000 (Apr 2023) |
| Tax Bill | $4,436 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Jan 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-04-25-007876-001-90 |
| Primary APN | 17-04-25-007876-001-90 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,861 sqft Heated Area |
| Gross Area | 2,371 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Logs |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,186 sqft (0.142 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3540 GRAYSON LN |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-4182 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 90 CAMERON OAKS PHASE 2 ASREC O R 4709 PG 909 |
| Legal Phase | 2 |
| Legal Lot Number | 90 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 30206 |
Source: Clay County records · APN 17-04-25-007876-001-90
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3540 GRAYSON LN, MIDDLEBURG, FL 32068-4182 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 11, 2023 | Warranty Deed, Transfer · Conventional Mortgage HANCOCK WHITENEY BANK |
| Jan 19, 2021 | Special Warranty Deed, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 11, 2023 · Amount on Record |
| Deed Sale | Apr 11, 2023 · Amount on Record |
| Prior Sale | Jan 19, 2021 · Amount on Record |
| Deed Document Number | 2023017086 |
| Deed Book / Page | 4709 / 909 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Apr 11, 2023 |
| Property Address | 3540 GRAYSON LN, MIDDLEBURG, FL 32068-4182 |
| Document Number | 0047090909 |
| Book / Page | 4709 / 909 |
| Map Reference | MB 62 PG 30-32 |
| Instrument Date | Feb 28, 2023 |
| Instrument | 2023017086 |
| Transaction Type | Transfer |
| Record Updated | May 09, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,205.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 960 ITHACA CT, VIRGINIA BEACH, VA 23451-4833 |
| Name | Verified Name |
|---|---|
| Address | 3540 GRAYSON LN, MIDDLEBURG, FL 32068-4182 |
| Document Number | 0004709911 |
|---|---|
| Date | Apr 11, 2023 |
| Instrument | 4709/911 |
| Name | HANCOCK WHITENEY BANK |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 01, 2053 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Jan 19, 2021 |
| Property Address | 3540 GRAYSON LN, MIDDLEBURG, FL 32068-4182 |
| Document Number | 0044040111 |
| Book / Page | 4404 / 111 |
| Map Reference | MB 62 PG 30-32 |
| Instrument Date | Jan 15, 2021 |
| Instrument | 2021003298 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 05, 2022 |
| Title Company | DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,743.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4220 RACE TRACK RD # RD100, 4220, SAINT JOHNS, FL 32259-2084 |
| Name | Verified Name |
|---|---|
| Address | 3540 GRAYSON LN, MIDDLEBURG, FL 32068-4182 |
| Document Number | 0004404115 |
|---|---|
| Date | Jan 19, 2021 |
| Instrument | 4404/115 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
Source: Clay County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,436.00 (-7.14%) | $290,902 (+1.42%) Land $50,000 Building $240,902 | $290,902 (+1.42%) Land $50,000 Building $240,902 |
| 2023 | $4,777.00 (+13.04%) | $286,843 (+13.95%) Land $50,000 Building $236,843 | $286,843 (+13.95%) Land $50,000 Building $236,843 |
| 2022 | $4,226.00 | $251,735 Land $40,000 Building $211,735 | $251,735 Land $40,000 Building $211,735 |
Source: FEMA National Flood Hazard Layer as of July 6, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 28 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 3 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
| Wildfire Risk | Moderate above 54% of the US · lower than 74% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 239 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ORANGE PARK GRID private · serves 127,904 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures