3545 Grayson Ln, Middleburg, FL 32068 Property Records

Clay County property record for 3545 Grayson Ln, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,199 sqft · built 2021
Lot Size	0.178 acres (7,754 sqft)
Owner	Individual Name on File
Last Sale	$281,990 (Apr 2021)
Tax Bill	$3,940 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-04-25-007876-001-25`

Property Details

APN / Parcel Number

Primary APN	`17-04-25-007876-001-25`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,199 sqft Heated Area
Gross Area	2,677 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,754 sqft (0.178 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	3545 GRAYSON LN
City	MIDDLEBURG
State	FL
Zip	32068-4181
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 25 CAMERON OAKS PHASE 2 ASREC O R 4437 PG 587
Legal Phase	2
Legal Lot Number	25
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	1
Census Block	1003
Census Tract	30206

Owner

Source: Clay County records · APN 17-04-25-007876-001-25

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3545 GRAYSON LN, MIDDLEBURG, FL 32068-4181
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 01, 2021 · Amount on Record
Deed Sale	Apr 01, 2021 · Amount on Record
Deed Document Number	2021019873
Deed Book / Page	4437 / 587
Record Updated	Jun 08, 2026

April 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Apr 01, 2021
Property Address	3545 GRAYSON LN, MIDDLEBURG, FL 32068-4181
Document Number	0044370587
Book / Page	4437 / 587
Map Reference	MB 62 PG 30-32
Instrument Date	Mar 31, 2021
Instrument	2021019873
Transaction Type	Subdivision Related Transfer
Record Updated	May 05, 2022
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,974.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4220 RACE TRACK RD # RD100, 4220, JACKSONVILLE, FL 32259-2084

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3545 GRAYSON LN, MIDDLEBURG, FL 32068-4181

Mortgage

Document Number	0004437588
Date	Apr 01, 2021
Instrument	4437/588

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2051

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,940.00 (-5.88%) Homeowner's exemption	$298,467 (+5.99%)	$331,615 (+1.44%) Land $50,000 Building $281,615
2023	$4,186.00 (+5.84%) Homeowner's exemption	$281,608 (+3%)	$326,908 (+13.91%) Land $50,000 Building $276,908
2022	$3,955.00 Homeowner's exemption	$273,406	$286,988 Land $40,000 Building $246,988

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 6, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	3 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Wildfire

Wildfire Risk	Moderate above 57% of the US · lower than 70% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 239 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ORANGE PARK GRID private · serves 127,904 people
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.