Clay County property record for 3529 Grayson Ln, Middleburg, FL 32068
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,861 sqft · built 2020 |
| Lot Size | 0.144 acres (6,273 sqft) |
| Owner | Individual Name on File |
| Last Sale | $251,990 (Jan 2021) |
| Tax Bill | $3,038 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Jan 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-04-25-007876-001-28 |
| Primary APN | 17-04-25-007876-001-28 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,861 sqft Heated Area |
| Gross Area | 2,371 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Logs |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,273 sqft (0.144 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3529 GRAYSON LN |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-4181 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 28 CAMERON OAKS PHASE 2 ASREC O R 4397 PG 975 |
| Legal Phase | 2 |
| Legal Lot Number | 28 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 30206 |
3529 Grayson Ln is owned and occupied by an individual who bought it in January 2021.
Source: Clay County records, as of December 18, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3529 GRAYSON LN, MIDDLEBURG, FL 32068-4181 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 27, 2023 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 4, 2021 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 4, 2021 · Amount on File |
| Deed Sale | Jan 4, 2021 · Amount on File |
| Deed Document Number | 2021000105 |
| Deed Book / Page | 4397 / 975 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 3529 GRAYSON LN, MIDDLEBURG, FL 32068-4181 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3529 GRAYSON LN, MIDDLEBURG, FL 32068-4181 |
| Document Number | 0047321441 |
|---|---|
| Date | Jun 27, 2023 |
| Book Page | 4732/1441 |
| Instrument | 2023031628 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 331 Months |
| Due | Jan 1, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Jan 4, 2021 |
| Property Address | 3529 GRAYSON LN, MIDDLEBURG, FL 32068-4181 |
| Document Number | 0043970975 |
| Book / Page | 4397 / 975 |
| Map Reference | MB 62 PG 30-32 |
| Instrument Date | Dec 30, 2020 |
| Instrument | 2021000105 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 5, 2022 |
| Title Company | DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,764.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4220 RACE TRACK RD # RD100, 4220, SAINT JOHNS, FL 32259-2084 |
| Name | Verified Name |
|---|---|
| Address | 3529 GRAYSON LN, MIDDLEBURG, FL 32068-4181 |
| Document Number | 0004397976 |
|---|---|
| Date | Jan 4, 2021 |
| Instrument | 4397/976 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 3529 Grayson Ln was $3,038 with a homeowner's exemption.
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,038.00 Homeowner's exemption | $239,337 | $290,902 Land $50,000 Building $240,902 |
| 2023 | $3,339.00 (+6.64%) Homeowner's exemption | $225,818 (+3%) | $286,843 (+13.95%) Land $50,000 Building $236,843 |
| 2022 | $3,131.00 Homeowner's exemption | $219,241 | $251,735 Land $40,000 Building $211,735 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3529 Grayson Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 28 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 3 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3529 Grayson Ln is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 70% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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