288 95th St Ocean, Marathon, FL 33050 Property Records

Monroe County property record for 288 95th St Ocean, Marathon, FL 33050

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,780 sqft · built 1972
Lot Size	0.241 acres (10,500 sqft)
Owner	Individual Name on File
Last Sale	$670,000 (Apr 2022)
Tax Bill	$6,903 (2024)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00351030-000000`

Property Details

APN / Parcel Number

Primary APN	`00351030-000000`
Alternative APNs	`01663200351030000000` `1428744`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,780 sqft Living Area
1st Floor Area	1,780 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2002
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	10,500 sqft (0.241 acres)
Lot Dimensions	70 ft deep x 150 ft wide
Garage Area	390 sqft

Exterior Amenities

Pool Area	300 sqft
Porch	Open Porch
Porch Area	366 sqft
Deck Area	575 sqft
Patio Area	486 sqft
Fence	Fence
Water Feature	Water Feature

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1428744
Old Parcel Number	01663200351030000000
Street Address	288 95TH STREET OCEAN
City	MARATHON
State	FL
Zip	33050-3343
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 1/2 LT 25 AND ALL LTS 26 AND 27 BUTTONWOOD ACRES PB4-160 KEY VACA OR524-255 OR552-616 CASE#76-849-CA-04F/J OR755-1738
Legal Range	32E
Legal Township	66S
Legal Section	01
Legal Subdivision	BUTTONWOODS ACRES
Legal Lot Number	25-27 27
Jurisdiction	MONROE FL
Township / Civil Division	MIDDLE KEYS
Census Block Group	1
Census Block	1010
Census Tract	971100

Owner

288 95th St Ocean is owned and occupied by an individual who bought it in April 2022.

Source: Monroe County records, as of December 5, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	288 95TH STREET OCEAN, MARATHON, FL 33050-3343
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2022 · Amount on File
Deed Sale	Apr 1, 2022 · Amount on File
Prior Sale	Apr 14, 1998 · Amount on File
Deed Document Number	2368666
Deed Book / Page	3164 / 2214
Record Updated	Jun 8, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Apr 1, 2022
Property Address	288 95TH STREET OCEAN, MARATHON, FL 33050-3343
Document Number	0031642214
Book / Page	3164 / 2214
Map Reference	MB 4 PG 160
Instrument Date	Mar 31, 2022
Instrument	2368666
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,690.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6465 OVERSEAS HWY STE 1, 6465, MARATHON, FL 33050-2763

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	288-95TH STREET, MARATHON, FL 33050-3343

Mortgage

Document Number	0031642216
Date	Apr 1, 2022
Instrument	3164/2216

Lender

Name	PARAMOUNT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Marathon City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$733,275 Land $354,375 Building $378,900	$733,275 Land $354,375 Building $378,900
2024	$6,903.00 (-0.56%)
2023	$6,942.00 (+20.92%)	$689,823 (+14.64%) Land $334,688 Building $355,135	$689,823 (+14.64%) Land $334,688 Building $355,135
2022	$5,741.00	$601,744 Land $265,781 Building $335,963	$601,744 Land $265,781 Building $335,963

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 288 95th St Ocean in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 569 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	748 units insured incl. 179 condo units
Nearby Flood Claims	1,492 (1978–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Irma, Sep 2017 · 472 claims Hurricane Wilma, Oct 2005 · 269 claims Hurricane Georges, Oct 1998 · 605 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 288 95th St Ocean has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications.

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