3538 Sprigg St S, Frederick, MD 21704 Property Records

Frederick County property record for 3538 Sprigg St S, Frederick, MD 21704

Property Summary

Property Type	Townhouse
Details	4 ba · 1,776 sqft · built 2013
Lot Size	0.028 acres (1,247 sqft)
Owner	Individual Name on Record
Last Sale	$325,990 (Feb 2014)
Tax Bill	$5,566 (2023)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-589472`

Property Details

APN / Parcel Number

Primary APN	`07-589472`
Alternative APN	`589472`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,776 sqft Total Area

Exterior

Year Built	Built 2013
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,247 sqft (0.028 acres)
Garage Type	Built-in
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	589472
Street Address	3538 SPRIGG ST S
City	FREDERICK
State	MD
Zip	21704-7935
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 1554 SECTION M-1 1,247 SQ FT VILLAGES OF URBANA
Legal Subdivision	VILLAGES/URBANA SEC M-1D
Legal Lot Number	1554
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	2
Census Block	2014
Census Tract	752206

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3538 SPRIGG ST S, FREDERICK, MD 21704-7935
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2014 · Amount on Record
Deed Sale	Feb 25, 2014 · Amount on Record
Deed Document Number	0000996154
Deed Book / Page	9961 / 54
Record Updated	Jun 7, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	3538 SPRIGG ST S, FREDERICK, MD 21704-7935
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	LAKESIDE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3538 SPRIGG ST S S, FREDERICK, MD 21704-7935

Mortgage

Document Number	0143660490
Date	Dec 15, 2020
Book Page	14366/490

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,566.00 Homeowner's exemption	$382,567	$398,400 Land $135,000 Building $263,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20