3531 Sprigg St S, Frederick, MD 21704 Property Records

Frederick County property record for 3531 Sprigg St S, Frederick, MD 21704

Property Summary

Property Type	Townhouse
Details	2.5 ba · 2,268 sqft · built 2009
Lot Size	0.043 acres (1,850 sqft)
Owner	Individual Name on Record
Last Sale	$309,800 (Dec 2009)
Tax Bill	$6,068 (2025)
Deeds & Mortgages	Mar 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-251904`

Property Details

APN / Parcel Number

Primary APN	`07-251904`
Alternative APN	`251904`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,268 sqft Living Area
Gross Area	2,668 sqft
1st Floor Area	760 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,850 sqft (0.043 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	12 sqft
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	251904
Street Address	3531 SPRIGG STREET SOUTH ST
City	FREDERICK
State	MD
Zip	21704
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	LOT 1365 SEC M-1E 1,850 SQ. FT. VILLAGES OF URBANA
Legal Subdivision	VILLAGES/URBANA SEC M-1E
Legal Lot Number	1365
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	2
Census Block	2020
Census Tract	752206

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3531 SPRIGG ST S, FREDERICK, MD 21704-7836
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2009 · Amount on Record
Deed Sale	Dec 7, 2009 · Amount on Record
Deed Document Number	20095365
Deed Book / Page	7617 / 450
Record Updated	Sep 20, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	3531 SPRIGG ST S, FREDERICK, MD 21704-7836
Document Number	0128990024
Instrument Date	Mar 19, 2019
Transaction Type	Mortgage
Record Updated	Apr 10, 2019
Title Company	TITLE365/RECORDING DEPT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3531 SPRIGG ST S FREDERICK MD 217047836, FREDERICK, MD 21704-7836

Mortgage

Document Number	0128990024
Date	Apr 1, 2019
Book Page	012899/000024

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 31, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$480,933 (+25.29%)	$518,500 (+27.77%) Land $170,000 Building $348,500
2025	$6,068.00 (+10.63%)
2023	$5,485.00 Homeowner's exemption	$383,867	$405,800 Land $135,000 Building $270,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20