3527 Sprigg St S, Frederick, MD 21704 Property Records

Frederick County property record for 3527 Sprigg St S, Frederick, MD 21704

Property Summary

Property TypeTownhouse
Details3 ba · 2,388 sqft · built 2009
Lot Size0.031 acres (1,346 sqft)
OwnerIndividual Name on File
Last Sale$387,000 (Dec 2020)
Tax Bill$5,757 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
Aug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-251920

Property Details

APN / Parcel Number

Primary APN07-251920
Alternative APN
  • 251920

Interior

Full Baths3 Baths
Half Baths2 Half Baths
Stories3 Stories
Building Area2,388 sqft Living Area
Gross Area2,828 sqft
1st Floor Area800 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area1,346 sqft (0.031 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area12 sqft
Deck Area40 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number251920
Street Address3527 SPRIGG STREET SOUTH ST
CityFREDERICK
StateMD
Zip21704
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePUD
Legal DescriptionLOT 1367 SEC M-1E 1,346 SQ. FT. VILLAGES OF URBANA
Legal SubdivisionVILLAGES/URBANA SEC M-1E
Legal Lot Number1367
JurisdictionFREDERICK MD
Township / Civil Division7, URBANA
Census Block Group2
Census Block2020
Census Tract752206

Owner

3527 Sprigg St S, a townhouse, is owned and occupied by an individual who bought it in December 2020.

Source: Frederick County records, as of August 7, 2026

Owner of RecordIndividual Name on File
Mailing Address3527 SPRIGG ST S, FREDERICK, MD 21704-7836
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2020Deed, Transfer · Conventional Mortgage
FIRST SAVINGS MORTGAGE CORP
Aug 30, 2017Deed, Transfer · Conventional Mortgage
SUNTRUST MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 28, 2020 · Amount on File
Deed SaleDec 28, 2020 · Amount on File
Prior SaleAug 30, 2017 · Amount on File
Deed Book / Page14395 / 469
Record UpdatedOct 29, 2026

December 2020: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateDec 28, 2020
Property Address3527 SPRIGG ST S, FREDERICK, MD 21704-7836
Document Number0143950469
Book / Page14395 / 469
Map ReferenceMB 87 PG 173
Instrument DateDec 15, 2020
Transaction TypeTransfer
Record UpdatedAug 9, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,935.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address3527 SPRIGG ST S, FREDERICK, MD 21704-7836

Mortgage

Document Number14395476
DateDec 28, 2020
Instrument14395/476
Lender
NameFIRST SAVINGS MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2051

August 2017: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateAug 30, 2017
Property Address3527 SPRIGG ST S, FREDERICK, MD 21704-7836
Document Number0120040027
Book / Page12004 / 0027
Map ReferenceMB87 PL173
Instrument DateAug 9, 2017
Instrument12004-0027
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyHUTTON PALL TITLE & ESCROW L

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,140.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3527 SPRIGG ST S, FREDERICK, MD 21704-7836

Mortgage

Document Number120040036
DateAug 30, 2017
Instrument12004-0036
Lender
NameSUNTRUST MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3527 Sprigg St S was $5,757 with a homeowner's exemption.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$448,400$487,400 Land $170,000 Building $317,400
2025$5,757.00
2023$5,268.00 Homeowner's exemption$357,167$370,400 Land $135,000 Building $235,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3527 Sprigg St S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3527 Sprigg St S is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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