Cabarrus County property record for 3534 Saddlebrook Dr, Midland, NC 28107 · Last verified July 2023
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,064 sqft · built 2018 |
| Lot Size | 0.119 acres (5,184 sqft) |
| Owner | Individual Name on File |
| Last Sale | $305,000 (Aug 2021) |
| Tax Bill | $2,175 (2023) |
| Deeds & Mortgages | Jun 2020 Mortgage Aug 2021 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10021E0172.000000 |
| Primary APN | 10021E0172.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,064 sqft Living Area |
| Gross Area | 2,304 sqft |
| 1st Floor Area | 936 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,184 sqft (0.119 acres) |
| Lot Dimensions | 127 ft deep x 40 ft wide |
| Garage Type | Mixed |
| Garage Area | 240 sqft |
| Driveway | Driveway |
| Driveway Area | 560 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 72 sqft |
| Patio Area | 100 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 148634 |
|---|---|
| Street Address | 3534 SADDLEBROOK DR |
| City | MIDLAND |
| State | NC |
| Zip | 28107-9547 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 172 FOX CREEK |
| Legal Subdivision | FOX CRK PH 1 MAP 1 |
| Legal Lot Number | 172 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 10, MIDLAND |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 41603 |
Source: Cabarrus County records · APN 10021E0172.000000
Assessment roll updated January 1, 2023 · Last verified July 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3534 SADDLEBROOK DR, MIDLAND, NC 28107-9547 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 15, 2020 | Deed of Trust, Mortgage · VA Mortgage AMERIFIRST FINANCIAL CORP |
| Aug 12, 2021 | Warranty Deed, Transfer · ARM FIRST CITIZENS BANK & TRUST CO |
| Sep 24, 2019 | Deed of Trust, Mortgage · VA Mortgage AMERIFIRST FIN'L CORP |
| Jul 13, 2018 | Warranty Deed, Subdivision Related Transfer · VA Mortgage PINNACLE BANK |
| Feb 07, 2018 | Loan Modification, Mortgage · Line of Credit SUNTRUST BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 12, 2021 · Amount on Record |
| Deed Sale | Aug 12, 2021 · Amount on Record |
| Prior Sale | Jul 13, 2018 · Amount on Record |
| Deed Document Number | 0015404303 |
| Deed Book / Page | 15404 / 303 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 3534 SADDLEBROOK DR, MIDLAND, NC 28107-9547 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Title Company | FIDELITY NATIONAL AGENCY SLN |
| Name | Verified Name |
|---|
| Document Number | 0001424890 |
|---|---|
| Date | Jun 15, 2020 |
| Book Page | 14248/90 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | PORTAGE, MI 49002 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Aug 12, 2021 |
| Property Address | 3534 SADDLEBROOK DR, MIDLAND, NC 28107-9547 |
| Document Number | 0015404303 |
| Book / Page | 15404 / 303 |
| Map Reference | MB 74 PG 84-88 |
| Instrument Date | Jul 28, 2021 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $610.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3534 SADDLEBROOK DR, MIDLAND, NC 28107-9547 |
| Document Number | 0015404305 |
|---|---|
| Date | Aug 12, 2021 |
| Instrument | 15404/305 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Sep 01, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 8.5% |
| Index | 1-Year LIBOR |
| Margin | 3 |
| Max Rate | 8.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 3534 SADDLEBROOK DR, MIDLAND, NC 28107-9547 |
| Document Number | 13755154 |
| Instrument Date | Sep 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2019 |
| Title Company | PRIORITY TITLE COMPANY, PRIORITY TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3534 SADDLEBROOK DR MIDLAND NC 281079547, MIDLAND, NC 28107-9547 |
| Document Number | 13755154 |
|---|---|
| Date | Oct 01, 2019 |
| Book Page | 013755/000154 |
| Instrument | 26699 |
| Name | AMERIFIRST FIN'L CORP |
|---|---|
| Address | PORTAGE, MI 49002 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 30, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Jul 13, 2018 |
| Property Address | 3534 SADDLEBROOK DR, MIDLAND, NC 28107-9547 |
| Document Number | 0013088261 |
| Book / Page | 13088 / 0261 |
| Map Reference | MB74 PG84-88 |
| Instrument Date | Jul 13, 2018 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 21, 2022 |
| Title Company | INDEPENDENCE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $426.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2649 BREKONRIDGE CENTRE DR, 2649, MONROE, NC 28110-5629 |
| Name | Verified Name |
|---|---|
| Address | 3534 SADDLEBROOK DR, MIDLAND, NC 28107-9547 |
| Document Number | 0013088263 |
|---|---|
| Date | Jul 13, 2018 |
| Instrument | 13088/263 |
| Name | PINNACLE BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Feb 07, 2018 |
| Property Address | 3534 SADDLEBROOK DR, MIDLAND, NC 28107-9547 |
| Book / Page | 012871 / 000249 |
| Instrument Date | Feb 02, 2018 |
| Instrument | 2909 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2649 BREKONRIDGE CENTRE DR #1 MONROE NC 281105629, 1, MONROE, NC 28110-5629 |
| Investor | Possibly a Property Investor |
| Document Number | 12871249 |
|---|---|
| Date | Feb 07, 2018 |
| Book Page | 012871/000249 |
| Instrument | 2909 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Address | 4555 MANSELL RD # 100MAI, ALPHARETTA, GA 30022-8277 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Cabarrus County records · Assessment roll updated January 1, 2023 · Last verified July 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Midland Town |
| Unified School District | Cabarrus County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,175.00 | $226,520 Land $42,500 Building $184,020 | $226,520 Land $42,500 Building $184,020 |
Source: FEMA National Flood Hazard Layer, Cabarrus County (37025C), updated July 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370250416031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures