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3610 Flatwoods Dr, Frederick, MD 21704 Property Records

Frederick County property record for 3610 Flatwoods Dr, Frederick, MD 21704 · Last verified May 2026

Property Summary

Property TypeTownhouse
Details3 ba · 2,542 sqft · built 2020
Lot Size0.087 acres (3,797 sqft)
OwnerIndividual Name on File
Last Sale$463,790 (Dec 2020)
Tax Bill$7,897 (2025)
Deeds & MortgagesJun 2020 Mortgage
Dec 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN07-599631

Property Details

APN / Parcel Number

Primary APN07-599631
Alternative APN
  • 599631

Interior

Full Baths3 Baths
Half Baths2 Half Baths
Stories3 Stories
Building Area2,542 sqft Living Area
1st Floor Area1,004 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area3,797 sqft (0.087 acres)
Garage TypeDetached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number599631
Street Address3610 FLATWOODS DR
CityFREDERICK
StateMD
Zip21704-5255
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLOT 22607 3,797 SQ FT URBANA TOWN CENTER
Legal SubdivisionURBANA TOWN CENTER
Legal Lot Number22607
JurisdictionFREDERICK MD
Township / Civil Division7, URBANA
Census Block Group1
Census Block1023
Census Tract752206

Owner

Source: Frederick County records · APN 07-599631

Assessment roll updated August 4, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3610 FLATWOODS DR, FREDERICK, MD 21704-5255
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 26, 2020Deed of Trust, Mortgage · Commercial Mortgage
SANDY SPRING BANK
Dec 15, 2020Deed, Transfer · Conventional Mortgage
NVR MORTGAGE FINANCE INC
Nov 05, 2020Grant Deed, Subdivision Related Transfer · Conventional with PMI
FBC MTG
Aug 03, 2020Grant Deed, Transfer
NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 15, 2020 · Amount on Record
Deed SaleDec 15, 2020 · Amount on Record
Prior SaleAug 03, 2020 · Amount on Record
Deed Book / Page14365 / 49
Record UpdatedJun 08, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address3610 FLATWOODS DR, FREDERICK, MD 21704-5255
Transaction TypeMortgage
Record UpdatedAug 11, 2022
Title CompanyCOMMUNITY TITLE NETWORK LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0138480425
DateJun 26, 2020
Book Page13848/425
Lender
NameSANDY SPRING BANK
TypeBank
AddressCOLUMBIA, MD 21046
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

December 2020: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateDec 15, 2020
Property Address3610 FLATWOODS DR, FREDERICK, MD 21704-5255
Document Number0143650049
Book / Page14365 / 49
Map ReferenceMB 103 PL 49
Instrument DateDec 08, 2020
Transaction TypeTransfer
Record UpdatedAug 11, 2022
Title CompanyCOMMONWEALTH LAND TTL INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,159.48
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4700 CORRIDOR PL, 4700, BELTSVILLE, MD 20705-1163

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3610 FLATWOODS DR, FREDERICK, MD 21704-5255

Mortgage

Document Number0001436556
DateDec 15, 2020
Instrument14365/56
Lender
NameNVR MORTGAGE FINANCE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

November 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateNov 05, 2020
Property Address3610 FLATWOODS DR, FREDERICK, MD 21704-5255
Document Number0142350140
Book / Page014235 / 000140
Instrument DateOct 26, 2020
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 17, 2020
Title CompanyCOMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE INS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$617.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3626 FLATWOODS DR FREDERICK MD 21704, FREDERICK, MD 21704
InvestorPossibly a Property Investor

Mortgage

Document Number142350146
DateNov 05, 2020
Book Page014235/000146
Lender
NameFBC MTG
TypeMortgage Company
AddressORLANDO, FL 32801
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 04, 2050

August 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateAug 03, 2020
Property Address3610 FLATWOODS DR, FREDERICK, MD 21704-5255
Document Number0139480148
Book / Page013948 / 000148
Instrument DateJul 22, 2020
Transaction TypeTransfer
Record UpdatedSep 04, 2020
Title CompanyNVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Transaction

AmountAmount Recorded
Tax$540.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4991 NEW DESIGN RD #105 FREDERICK MD 217037342, 105, FREDERICK, MD 21703-7342
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,897.00 (+10.45%) Homeowner's exemption$556,200 (+11.49%)$652,400 (+28.4%) Land $150,000 Building $502,400
2023$7,150.00 Homeowner's exemption$498,867$508,100 Land $140,000 Building $368,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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