3537 Esperanza Dr, Concord, CA 94519 Property Records

Contra Costa County property record for 3537 Esperanza Dr, Concord, CA 94519

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,238 sqft · built 1964
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on Record
Last Sale	$750,500 (Nov 2022)
Tax Bill	$9,630 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Nov 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`111-341-006`

Property Details

APN / Parcel Number

Primary APN	`111-341-006`
Alternative APN	`111-341-006-0`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,238 sqft Living Area
1st Floor Area	1,238 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1980
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Attached
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3537 ESPERANZA DR
City	CONCORD
State	CA
Zip	94519-1615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	TRACT 3071 LOT 319 EX MR
Legal Subdivision	SUN TERRACE EAST UNIT #4
Legal Tract	3071
Legal Lot Number	319
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1002
Census Tract	330000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3537 ESPERANZA DR, CONCORD, CA 94519-1615
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2025	Deed of Trust, Mortgage · Conventional Mortgage MEGA CAPITAL FUNDING INC
Nov 14, 2022	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEXERA HOLDING LLC
Aug 2, 2019	Grant Deed, Transfer · Conventional Mortgage MIDWEST EQUITY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2022 · Amount on Record
Deed Sale	Nov 14, 2022 · Amount on Record
Prior Sale	Aug 2, 2019 · Amount on Record
Deed Document Number	2022173152
Prior Transfer Date	Aug 22, 1997
Prior Transfer Doc	0000159839
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3537 ESPERANZA DR, CONCORD, CA 94519-1615
Transaction Type	Mortgage
Record Updated	Dec 15, 2025
Title Company	WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3537 ESPERANZA DR, CONCORD, CA 94519-1615
Investor	Possibly a Property Investor

Mortgage

Document Number	0000135428
Date	Dec 3, 2025
Instrument	2025- 135428

Lender

Name	MEGA CAPITAL FUNDING INC
Type	Mortgage Company
Address	26637 AGOURA RD # 100, CALABASAS, CA 91302

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

November 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 14, 2022
Property Address	3537 ESPERANZA DR, CONCORD, CA 94519-1615
Document Number	0000173152
Map Reference	MB 93 PG 36
Instrument Date	Nov 8, 2022
Instrument	2022-173152
Transaction Type	Transfer
Record Updated	Nov 22, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3537 ESPERANZA DR, CONCORD, CA 94519-1615
Investor	Possibly a Property Investor

Mortgage

Document Number	0000173153
Date	Nov 14, 2022
Instrument	2022-173153

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3537 ESPERANZA DR, CONCORD, CA 94519-1615
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3537 ESPERANZA DR, CONCORD, CA 94519-1615

Mortgage

Document Number	0000077164
Date	Mar 15, 2021
Instrument	2021-077164

Lender

Name	NEXERA HOLDING LLC
Type	Mortgage Company
Address	EMERYVILLE, CA 94608

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 2, 2019
Property Address	3537 ESPERANZA DR, CONCORD, CA 94519-1615
Document Number	0000121332
Map Reference	MB 93 PG 36
Instrument Date	Jul 30, 2019
Instrument	2019-121332
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3537 ESPERAZNA DRIVE, CONCORD, CA 94519-1615

Mortgage

Document Number	0000121333
Date	Aug 2, 2019
Instrument	2019-121333

Lender

Name	MIDWEST EQUITY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$796,436 (+2%) Land $583,664 Building $212,772
2025	$9,630.00 (+4.45%)	$780,820 (+4.04%) Land $572,220 Building $208,600
2023	$9,220.00 (+20.44%)	$750,500 Land $550,000 Building $200,500
2022	$7,655.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 762 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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