3549 Esperanza Dr, Concord, CA 94519 Property Records

Contra Costa County property record for 3549 Esperanza Dr, Concord, CA 94519

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,244 sqft · built 1964
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (May 1999)
Tax Bill	$3,962 (2025)
Deeds & Mortgages	May 2023 Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`111-341-008-6`

Property Details

APN / Parcel Number

Primary APN	`111-341-008-6`
Alternative APN	`111-341-008`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,244 sqft Living Area
1st Floor Area	1,244 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Attached
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3549 ESPERANZA DR
City	CONCORD
State	CA
Zip	94519-1615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	TRACT 3071 LOT 321 EX MR
Legal Subdivision	SUN TERRACE EAST UNIT #4
Legal Tract	3071
Legal Lot Number	321
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1002
Census Tract	330000

Owner

Source: Contra Costa County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3549 ESPERANZA DR, CONCORD, CA 94519-1615
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 24, 2023	Deed of Trust, Mortgage · Conventional Mortgage OPERATING ENGINEERS LOCAL UNION #3 FCU
Feb 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage OPERATING ENGINEERS #3 FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 1999 · Amount on Record
Deed Sale	May 5, 1999 · Amount on Record
Deed Document Number	1999120259
Last Transfer Date	Mar 18, 2002
Transfer Doc	0000104894
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3549 ESPERANZA DR, CONCORD, CA 94519-1615
Transaction Type	Mortgage
Record Updated	Jun 2, 2023
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3549 ESPERANZA DR, CONCORD, CA 94519-1615

Mortgage

Document Number	0000049487
Date	May 24, 2023
Instrument	2023-049487

Lender

Name	OPERATING ENGINEERS LOCAL UNION #3 FCU
Type	Credit Union
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jun 1, 2033

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3549 ESPERANZA DR, CONCORD, CA 94519-1615
Document Number	0000037543
Instrument Date	Feb 24, 2017
Transaction Type	Mortgage
Record Updated	Mar 21, 2017
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3549 ESPERANZA DR CONCORD CA 945191615, CONCORD, CA 94519-1615

Mortgage

Document Number	0000037543
Date	Mar 1, 2017
Instrument	37543

Lender

Name	OPERATING ENGINEERS #3 FCU
Type	Credit Union
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 28, 2027

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$279,808 (+2%) Land $144,543 Building $135,265
2025	$3,962.00 (+5.46%) Homeowner's exemption	$274,322 (+4.04%) Land $141,709 Building $132,613
2023	$3,757.00 (+1.87%) Homeowner's exemption	$263,671 Land $136,207 Building $127,464
2022	$3,688.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 762 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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